BFH
Bread Financial Holdings, Inc.
NYSE: BFH · FINANCIAL SERVICES · CREDIT SERVICES
$85.42
-1.04% today
Updated 2026-04-29
Market cap
$3.45B
P/E ratio
6.97
P/S ratio
1.31x
EPS (TTM)
$12.25
Dividend yield
1.02%
52W range
$47 – $99
Volume
0.7M
Bread Financial Holdings, Inc. (BFH) Financial statements
SEC filings — annual and quarterly data.
Cash flow — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating cash flow | $468.78M | $571.52M | $451.02M | $358.41M | $902.70M | $1.01B | $1.13B | $992.50M | $1.34B | $1.63B | $2.09B | $2.61B | $2.75B | $1.22B | $1.88B | $1.54B | $1.85B | $1.99B | $1.86B | $2.09B |
| Capital expenditures | $100.35M | $116.65M | $49.56M | $52.97M | $68.80M | $73.50M | $116.40M | $135.40M | $158.70M | $191.70M | $207.00M | $225.40M | $199.80M | $142.30M | $54.00M | $84.00M | $68.00M | $48.00M | $36.00M | $24.00M |
| Depreciation | $125.04M | $166.63M | $143.81M | $125.41M | $143.20M | $153.15M | $166.90M | $216.10M | $313.10M | $492.10M | $512.10M | $497.60M | $487.30M | $249.30M | $183.80M | $123.00M | $113.00M | $116.00M | $90.00M | $80.00M |
| Stock-based comp | $43.05M | $56.24M | $54.33M | $53.70M | $50.10M | $43.49M | $50.50M | $59.20M | $72.50M | $94.70M | $76.50M | $75.10M | $80.80M | $54.80M | $21.30M | $29.00M | $33.00M | $44.00M | $54.00M | $56.00M |
| Free cash flow | $368.43M | $454.87M | $401.46M | $305.44M | $833.90M | $937.85M | $1.02B | $857.10M | $1.19B | $1.44B | $1.88B | $2.38B | $2.56B | $1.08B | $1.83B | $1.46B | $1.78B | $1.94B | $1.82B | $2.07B |
| Investing cash flow | $-542.97M | $-694.81M | $-512.52M | $-888.02M | $-340.80M | $-1.04B | $-2.67B | $-1.61B | $-4.74B | $-3.28B | $-4.06B | $-4.29B | $-1.87B | $2.86B | $1.77B | $-1.69B | $-5.11B | $788.00M | $-1.17B | $-1.37B |
| Financing cash flow | $112.27M | $197.07M | $-20.31M | $570.19M | $-715.70M | $109.25M | $2.21B | $704.15M | $3.52B | $1.77B | $2.66B | $4.00B | $-1.22B | $-4.09B | $-4.17B | $608.00M | $3.27B | $-3.09B | $-592.00M | $-807.00M |
| Dividends paid | $3.63B | $2.33B | $4.69B | $3.50B | $2.65B | $5.44B | $3.64B | $5.30B | $7.60B | $7.74B | $30.00M | $115.50M | $125.20M | $127.40M | $60.60M | $42.00M | $43.00M | $42.00M | $43.00M | $42.00M |
| Share repurchases | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Debt repayment | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Net change in cash | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | $460.00M | — | — | — | — |