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BBVA

Banco Bilbao Viscaya Argentaria SA ADR

NYSE: BBVA · FINANCIAL SERVICES · BANKS - DIVERSIFIED

$22.12
+3.90% today

Updated 2026-04-30

Market cap
$122.06B
P/E ratio
10.62
P/S ratio
3.86x
EPS (TTM)
$2.06
Dividend yield
4.93%
52W range
$13 – $25
Volume
2.1M
OverviewPrice TargetsFinancialsValuationInsidersEarnings

Banco Bilbao Viscaya Argentaria SA ADR (BBVA) Financial Forecast & Price Target 2030

Research-backed projections from analyst consensus, management guidance, and sector analysis.

Price target summary

Current
$22.12
Consensus
$22.52
+1.81%
2030 Target
$109.60
+395.48%
DCF
—
—
26 analysts:
1 Buy1 Hold1 Sell

Management guidance

No specific management revenue targets disclosed in available materials. Management has emphasized strategic focus on high-growth markets (Mexico, Turkey, Spain) and announced €2.5 billion in capital returns through share buybacks and dividends, but provided no explicit revenue targets for 2026-2030 period.

Sources: Management guidance, analyst consensus, sector analysishigh confidence

Revenue & price projection

Actual revenue Projected revenue Base case Bull to bear range
Bull case (2030)
$184.13
$52.3B Rev × 20x P/S
Base case (2030)
$109.60
$52.3B Rev × 12x P/S
Bear case (2030)
$74.53
$52.3B Rev × 8x P/S

Financial forecast — research-backed

Metric2023202420252026 (E)2027 (E)2028 (E)2029 (E)2030 (E)
Revenue$58.2B$35.5B$36.9B$41.0B$43.5B$46.2B$49.1B$52.3B
Revenue growth—-39.0%4.1%4.7%6.1%6.2%6.3%6.5%
EPS$1.39$1.80$2.03$2.03$2.28$2.47$2.68$2.92
P/S ratio———12.0x12.0x12.0x12.0x12.0x
Implied price———$87.68$92.06$98.64$103.02$109.60

Catalysts & risks

Growth catalysts
+ Romania unit sale to Raiffeisen (€591M) closing Q4 2026 - adds €112M to group income and 10bps CET1 boost
+ €4.5 billion synthetic securitization completing in 2026 - releases 80% regulatory capital for corporate lending expansion
+ Strong Mexico and Turkey market growth momentum - higher-margin emerging market expansion
+ €2.5 billion capital return program through 2026 - demonstrates management confidence in earnings sustainability
+ Record 2025 profits driven by double-digit loan growth - strong foundation for continued expansion
Key risks
- Emerging market volatility in Mexico and Turkey - forex and political shocks could compress revenues
- European regulatory headwinds and potential fines (Spanish prosecutor seeking $200M+ over spying allegations)
- Fintech competition and digital banking disruption in core Spanish/European markets
- Interest rate sensitivity - declining rates could compress net interest margins
- Economic slowdown in Europe impacting retail and corporate lending demand

Methodology

Banco Bilbao Viscaya Argentaria SA ADR's forward estimates are derived from AI-powered research synthesis combining analyst consensus from 26 Wall Street analysts, management guidance from the latest earnings call, and sector growth forecasts from industry research. Revenue and EPS projections use analyst consensus where available and conservative extrapolation with growth deceleration for outer years. Price targets are calculated using a tiered Price-to-Sales (P/S) methodology, where the P/S multiple is determined by the projected revenue growth rate.

WallStSmart proprietary research model · Not financial advice · Past performance is not indicative of future results · Last researched: April 6, 2026.