BBVA
Banco Bilbao Viscaya Argentaria SA ADR
NYSE: BBVA · FINANCIAL SERVICES · BANKS - DIVERSIFIED
$22.12
+3.90% today
Updated 2026-04-30
Market cap
$122.06B
P/E ratio
10.62
P/S ratio
3.86x
EPS (TTM)
$2.06
Dividend yield
4.93%
52W range
$13 – $25
Volume
2.1M
Banco Bilbao Viscaya Argentaria SA ADR (BBVA) Financial statements
SEC filings — annual and quarterly data.
Income statement — annual
| Item | 2006 | 2007 | 2008 | 2009 | 2010 | 2011 | 2012 | 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $28.01B | $35.79B | $39.24B | $32.46B | $29.85B | $31.67B | $32.42B | $32.84B | $31.46B | $34.64B | $36.80B | $37.27B | $35.24B | $35.24B | $30.07B | $31.32B | $40.37B | $58.19B | $35.48B | $36.93B |
| Revenue growth (YoY) | — | +27.8% | +9.7% | -17.3% | -8.0% | +6.1% | +2.4% | +1.3% | -4.2% | +10.1% | +6.2% | +1.3% | -5.4% | +0.0% | -14.7% | +4.2% | +28.9% | +44.1% | -39.0% | +4.1% |
| Cost of revenue | $13.38B | $18.45B | $21.52B | $15.09B | $12.38B | $14.67B | $18.16B | $15.23B | $12.77B | $13.02B | $14.30B | $14.90B | $15.32B | $15.54B | $13.15B | $11.35B | $15.70B | $29.22B | $42.14B | $6.07B |
| Gross profit | $14.63B | $17.34B | $17.73B | $17.36B | $17.47B | $17.00B | $14.26B | $17.61B | $18.69B | $21.62B | $22.49B | $22.37B | $19.92B | $19.70B | $16.92B | $19.97B | $24.68B | $28.97B | $-6.66B | $30.86B |
| Gross margin | 52.2% | 48.4% | 45.2% | 53.5% | 58.5% | 53.7% | 44.0% | 53.6% | 59.4% | 62.4% | 61.1% | 60.0% | 56.5% | 55.9% | 56.3% | 63.8% | 61.1% | 49.8% | -18.8% | 83.6% |
| R&D | — | — | — | — | — | — | — | — | — | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | — | — | — | — | — | — |
| SG&A | $5.47B | $6.23B | $6.57B | $6.49B | $6.61B | $7.13B | $7.75B | $8.40B | $8.69B | $9.55B | $9.79B | $9.61B | $8.29B | $8.62B | $7.88B | $8.25B | $9.21B | $10.63B | $12.66B | $12.81B |
| Operating income | $7.03B | $8.49B | $6.93B | $5.74B | $6.06B | $3.40B | $1.58B | $954.00M | $3.98B | $4.60B | $6.39B | $6.93B | $7.57B | $7.05B | $5.25B | $7.25B | $10.27B | $12.42B | $15.40B | $16.23B |
| Operating margin | 25.1% | 23.7% | 17.6% | 17.7% | 20.3% | 10.7% | 4.9% | 2.9% | 12.7% | 13.3% | 17.4% | 18.6% | 21.5% | 20.0% | 17.5% | 23.1% | 25.4% | 21.3% | 43.4% | 43.9% |
| EBITDA | $7.50B | $9.07B | $7.63B | $6.43B | $6.82B | $4.21B | $2.56B | $2.05B | $5.13B | $5.88B | $7.82B | $8.32B | $8.60B | $8.43B | $6.54B | $8.48B | $11.60B | $13.82B | $16.94B | $17.75B |
| EBITDA margin | 26.8% | 25.3% | 19.4% | 19.8% | 22.9% | 13.3% | 7.9% | 6.3% | 16.3% | 17.0% | 21.2% | 22.3% | 24.4% | 23.9% | 21.7% | 27.1% | 28.7% | 23.8% | 47.7% | 48.1% |
| EBIT | $7.03B | $8.49B | $6.93B | $5.74B | $6.06B | $3.40B | $1.58B | $954.00M | $3.98B | $4.60B | $6.39B | $6.93B | $7.57B | $7.05B | $5.25B | $7.25B | $10.27B | $12.42B | $15.40B | $16.23B |
| Interest expense | $11.90B | $16.55B | $18.72B | $9.89B | $7.81B | $10.51B | $10.34B | $9.61B | $8.46B | $8.76B | $10.65B | $11.54B | $11.67B | $11.97B | $7.80B | $8.33B | $12.31B | $24.76B | $36.39B | $16.45B |
| Income tax | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — | — |
| Effective tax rate | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
| Net income | $4.74B | $6.13B | $5.02B | $4.21B | $4.61B | $3.00B | $1.68B | $2.08B | $2.62B | $2.64B | $3.48B | $3.51B | $5.40B | $3.51B | $1.30B | $4.65B | $6.36B | $8.02B | $10.05B | $10.51B |
| Net income growth (YoY) | — | +29.3% | -18.1% | -16.1% | +9.4% | -34.8% | -44.2% | +24.3% | +25.6% | +0.9% | +31.5% | +1.1% | +53.7% | -35.0% | -62.8% | +256.6% | +36.6% | +26.1% | +25.4% | +4.5% |
| Profit margin | 16.9% | 17.1% | 12.8% | 13.0% | 15.4% | 9.5% | 5.2% | 6.3% | 8.3% | 7.6% | 9.4% | 9.4% | 15.3% | 10.0% | 4.3% | 14.9% | 15.7% | 13.8% | 28.3% | 28.5% |