WallStSmart
ASRV

AmeriServ Financial Inc

NASDAQ: ASRV · FINANCIAL SERVICES · BANKS - REGIONAL

$3.96
+4.21% today

Updated 2026-04-30

Market cap
$67.18M
P/E ratio
12.00
P/S ratio
1.21x
EPS (TTM)
$0.33
Dividend yield
3.16%
52W range
$2 – $4
Volume
0.0M

AmeriServ Financial Inc (ASRV) Financial statements

SEC filings — annual and quarterly data.

Profit margin
9.90%
Operating margin
16.70%
ROE
4.75%
ROA
0.38%
Debt/equity
0.70x

Margin trends — annual

Gross margin Operating margin Profit margin
YearRevenueNet incomeGross marginOp. marginProfit margin
2006$59.41M$2.33M63.03%4.63%3.93%
2007$64.09M$3.03M60.28%6.18%4.73%
2008$64.24M$5.51M66.34%10.86%8.58%
2009$61.38M$-4.89M50.85%-12.94%-7.97%
2010$58.80M$1.28M69.83%2.32%2.18%
2011$55.53M$6.54M89.00%16.91%11.77%
2012$54.86M$5.04M87.35%13.27%9.19%
2013$55.09M$5.19M90.23%13.58%9.43%
2014$54.76M$3.02M87.63%8.44%5.52%
2015$57.15M$6.00M86.40%14.59%10.49%
2016$56.51M$2.31M79.32%5.68%4.09%
2017$59.00M$3.29M83.74%14.71%5.58%
2018$61.32M$7.77M82.06%15.40%12.67%
2019$64.54M$6.03M76.56%11.78%9.34%
2020$63.16M$4.60M79.59%9.20%7.28%
2021$64.43M$7.07M86.52%13.62%10.98%
2022$65.75M$7.45M87.00%13.99%11.33%
2023$77.25M$-3.35M58.23%-5.68%-4.33%
2024$84.48M$3.60M62.90%5.21%4.26%
2025$88.34M$5.61M62.41%7.69%6.35%