AROW
Arrow Financial Corporation
NASDAQ: AROW · FINANCIAL SERVICES · BANKS - REGIONAL
$36.85
+2.19% today
Updated 2026-04-30
Market cap
$609.01M
P/E ratio
11.93
P/S ratio
3.85x
EPS (TTM)
$3.09
Dividend yield
—
52W range
$24 – $38
Volume
0.1M
Arrow Financial Corporation (AROW) Financial statements
SEC filings — annual and quarterly data.
Profit margin
27.80%
Operating margin
40.70%
ROE
10.60%
ROA
1.00%
Debt/equity
—
Margin trends — annual
Gross margin Operating margin Profit margin
| Year | Revenue | Net income | Gross margin | Op. margin | Profit margin |
|---|---|---|---|---|---|
| 2006 | $51.35M | $16.89M | 30.73% | 46.77% | 32.90% |
| 2007 | $102.86M | $17.33M | 60.34% | 23.47% | 16.85% |
| 2008 | $107.39M | $20.44M | 68.39% | 27.41% | 19.03% |
| 2009 | $103.86M | $21.79M | 72.78% | 30.41% | 20.98% |
| 2010 | $104.06M | $21.89M | 75.98% | 30.41% | 21.04% |
| 2011 | $102.72M | $21.93M | 80.99% | 30.81% | 21.35% |
| 2012 | $96.48M | $22.18M | 86.73% | 33.00% | 22.99% |
| 2013 | $92.20M | $21.80M | 91.19% | 33.49% | 23.64% |
| 2014 | $95.18M | $23.36M | 92.00% | 35.23% | 24.54% |
| 2015 | $98.86M | $24.66M | 93.77% | 35.68% | 24.95% |
| 2016 | $104.75M | $26.53M | 92.95% | 36.04% | 25.33% |
| 2017 | $112.30M | $29.33M | 91.33% | 35.49% | 26.11% |
| 2018 | $125.45M | $36.28M | 87.97% | 36.11% | 28.92% |
| 2019 | $138.31M | $37.48M | 82.80% | 34.03% | 27.09% |
| 2020 | $144.55M | $40.83M | 84.77% | 35.88% | 28.24% |
| 2021 | $147.92M | $49.86M | 96.30% | 43.54% | 33.71% |
| 2022 | $149.24M | $48.80M | 100.00% | 49.73% | 32.70% |
| 2023 | $191.68M | $30.07M | 68.12% | 19.57% | 15.69% |
| 2024 | $223.07M | $29.71M | 60.35% | 16.75% | 13.32% |
| 2025 | $242.58M | $43.95M | 65.27% | 22.83% | 18.12% |