WallStSmart

Upbound Group Inc. (UPBD)vsVuzix Corp Cmn Stk (VUZI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Upbound Group Inc. generates 77791% more annual revenue ($4.74B vs $6.09M). UPBD leads profitability with a 1.9% profit margin vs 0.0%. UPBD earns a higher WallStSmart Score of 63/100 (C+).

UPBD

Buy

63

out of 100

Grade: C+

Growth: 6.0Profit: 5.5Value: 8.0Quality: 5.0
Piotroski: 1/9Altman Z: 2.65

VUZI

Avoid

16

out of 100

Grade: F

Growth: 2.7Profit: 2.5Value: 6.7Quality: 7.0
Piotroski: 4/9Altman Z: -11.94
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

UPBDUndervalued (+35.2%)

Margin of Safety

+35.2%

Fair Value

$30.55

Current Price

$19.04

$11.51 discount

UndervaluedFair: $30.55Overvalued
VUZIUndervalued (+40.0%)

Margin of Safety

+40.0%

Fair Value

$4.12

Current Price

$2.62

$1.50 discount

UndervaluedFair: $4.12Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

UPBD3 strengths · Avg: 8.0/10
P/E RatioValuation
13.2x8/10

Attractively priced relative to earnings

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

EPS GrowthGrowth
42.3%8/10

Earnings expanding 42.3% YoY

VUZI1 strengths · Avg: 10.0/10
Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Areas to Watch

UPBD4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Market CapQuality
$1.18B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
1.9%3/10

1.9% margin — thin

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

VUZI4 concerns · Avg: 3.5/10
Price/BookValuation
9.0x4/10

Trading at 9.0x book value

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$193.76M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.0%3/10

0.0% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : UPBD

The strongest argument for UPBD centers on P/E Ratio, Price/Book, EPS Growth. PEG of 1.39 suggests the stock is reasonably priced for its growth.

Bull Case : VUZI

The strongest argument for VUZI centers on Debt/Equity.

Bear Case : UPBD

The primary concerns for UPBD are Revenue Growth, Market Cap, Profit Margin. Debt-to-equity of 2.41 is elevated, increasing financial risk. Thin 1.9% margins leave little buffer for downturns.

Bear Case : VUZI

The primary concerns for VUZI are Price/Book, EPS Growth, Market Cap.

Key Dynamics to Monitor

UPBD carries more volatility with a beta of 1.78 — expect wider price swings.

UPBD is growing revenue faster at 0.5% — sustainability is the question.

UPBD generates stronger free cash flow (155M), providing more financial flexibility.

Monitor SOFTWARE - APPLICATION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

UPBD scores higher overall (63/100 vs 16/100). VUZI offers better value entry with a 40.0% margin of safety. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Upbound Group Inc.

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. The company is headquartered in Plano, Texas.

Vuzix Corp Cmn Stk

TECHNOLOGY · CONSUMER ELECTRONICS · USA

Vuzix Corporation designs, manufactures, markets and sells augmented reality (AR) computing and display devices for consumer and business markets in North America, Asia-Pacific, Europe, and internationally. The company is headquartered in West Henrietta, New York.

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