WallStSmart

United Natural Foods Inc (UNFI)vsG Willi-Food International Ltd (WILC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

United Natural Foods Inc generates 5105% more annual revenue ($31.15B vs $598.47M). WILC leads profitability with a 12.9% profit margin vs 0.3%. UNFI appears more attractively valued with a PEG of 1.09. WILC earns a higher WallStSmart Score of 49/100 (D+).

UNFI

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 3.5Value: 5.0Quality: 5.5
Piotroski: 3/9Altman Z: 4.73

WILC

Hold

49

out of 100

Grade: D+

Growth: 3.3Profit: 5.5Value: 5.3Quality: 8.5
Piotroski: 3/9Altman Z: 9.04
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for UNFI.

WILCSignificantly Overvalued (-24.6%)

Margin of Safety

-24.6%

Fair Value

$23.39

Current Price

$28.56

$5.17 premium

UndervaluedFair: $23.39Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

UNFI2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
4.7310/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

WILC4 strengths · Avg: 9.5/10
Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Altman Z-ScoreHealth
9.0410/10

Safe zone — low bankruptcy risk

P/E RatioValuation
14.7x8/10

Attractively priced relative to earnings

Areas to Watch

UNFI4 concerns · Avg: 3.3/10
P/E RatioValuation
33.3x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
0.3%3/10

0.3% margin — thin

Operating MarginProfitability
1.1%3/10

Operating margin of 1.1%

Debt/EquityHealth
1.973/10

Elevated debt levels

WILC4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
0.0%4/10

0.0% revenue growth

Market CapQuality
$397.17M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
0.0%3/10

Operating margin of 0.0%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : UNFI

The strongest argument for UNFI centers on Altman Z-Score, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bull Case : WILC

The strongest argument for WILC centers on Price/Book, Debt/Equity, Altman Z-Score. PEG of 1.27 suggests the stock is reasonably priced for its growth.

Bear Case : UNFI

The primary concerns for UNFI are P/E Ratio, Profit Margin, Operating Margin. Debt-to-equity of 1.97 is elevated, increasing financial risk. Thin 0.3% margins leave little buffer for downturns.

Bear Case : WILC

The primary concerns for WILC are Revenue Growth, Market Cap, Operating Margin.

Key Dynamics to Monitor

WILC carries more volatility with a beta of 1.17 — expect wider price swings.

WILC is growing revenue faster at 0.0% — sustainability is the question.

UNFI generates stronger free cash flow (54M), providing more financial flexibility.

Monitor FOOD DISTRIBUTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

UNFI scores higher overall (49/100 vs 49/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

United Natural Foods Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

United Natural Foods, Inc. distributes natural, organic, specialty, agricultural and conventional, edible and non-food products in the United States and Canada. The company is headquartered in Providence, Rhode Island.

G Willi-Food International Ltd

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

G. Willi-Food International Ltd. develops, imports, exports, markets and distributes food products globally. The company is headquartered in Yavne, Israel.

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