WallStSmart

United Natural Foods Inc (UNFI)vsUS Foods Holding Corp (USFD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

US Foods Holding Corp generates 29% more annual revenue ($40.13B vs $31.15B). USFD leads profitability with a 1.8% profit margin vs 0.3%. USFD appears more attractively valued with a PEG of 0.24. USFD earns a higher WallStSmart Score of 59/100 (C).

UNFI

Hold

49

out of 100

Grade: D+

Growth: 2.7Profit: 3.5Value: 5.0Quality: 5.5
Piotroski: 3/9Altman Z: 4.73

USFD

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 5.5Value: 6.3Quality: 6.0
Piotroski: 5/9Altman Z: 3.70

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

UNFI2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
4.7310/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

USFD3 strengths · Avg: 9.3/10
PEG RatioValuation
0.2410/10

Growing faster than its price suggests

Altman Z-ScoreHealth
3.7010/10

Safe zone — low bankruptcy risk

EPS GrowthGrowth
29.2%8/10

Earnings expanding 29.2% YoY

Areas to Watch

UNFI4 concerns · Avg: 3.3/10
P/E RatioValuation
33.3x4/10

Premium valuation, high expectations priced in

Profit MarginProfitability
0.3%3/10

0.3% margin — thin

Operating MarginProfitability
1.1%3/10

Operating margin of 1.1%

Debt/EquityHealth
1.973/10

Elevated debt levels

USFD4 concerns · Avg: 3.5/10
P/E RatioValuation
32.0x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

Profit MarginProfitability
1.8%3/10

1.8% margin — thin

Operating MarginProfitability
4.2%3/10

Operating margin of 4.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : UNFI

The strongest argument for UNFI centers on Altman Z-Score, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bull Case : USFD

The strongest argument for USFD centers on PEG Ratio, Altman Z-Score, EPS Growth. PEG of 0.24 suggests the stock is reasonably priced for its growth.

Bear Case : UNFI

The primary concerns for UNFI are P/E Ratio, Profit Margin, Operating Margin. Debt-to-equity of 1.97 is elevated, increasing financial risk. Thin 0.3% margins leave little buffer for downturns.

Bear Case : USFD

The primary concerns for USFD are P/E Ratio, Revenue Growth, Profit Margin. Thin 1.8% margins leave little buffer for downturns.

Key Dynamics to Monitor

USFD carries more volatility with a beta of 0.82 — expect wider price swings.

USFD is growing revenue faster at 4.5% — sustainability is the question.

USFD generates stronger free cash flow (355M), providing more financial flexibility.

Monitor FOOD DISTRIBUTION industry trends, competitive dynamics, and regulatory changes.

Bottom Line

USFD scores higher overall (59/100 vs 49/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

United Natural Foods Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

United Natural Foods, Inc. distributes natural, organic, specialty, agricultural and conventional, edible and non-food products in the United States and Canada. The company is headquartered in Providence, Rhode Island.

US Foods Holding Corp

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

US Foods Holding Corp. The company is headquartered in Rosemont, Illinois.

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