WallStSmart

United Natural Foods Inc (UNFI)vsUS Foods Holding Corp (USFD)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

US Foods Holding Corp generates 25% more annual revenue ($39.42B vs $31.54B). USFD leads profitability with a 1.7% profit margin vs -25.0%. USFD appears more attractively valued with a PEG of 0.24. USFD earns a higher WallStSmart Score of 64/100 (C+).

UNFI

Hold

44

out of 100

Grade: D

Growth: 2.7Profit: 4.5Value: 6.7Quality: 5.8
Piotroski: 3/9Altman Z: 4.73

USFD

Buy

64

out of 100

Grade: C+

Growth: 4.7Profit: 5.5Value: 10.0Quality: 7.5
Piotroski: 4/9Altman Z: 3.60
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for UNFI.

USFDUndervalued (+34.6%)

Margin of Safety

+34.6%

Fair Value

$137.59

Current Price

$92.48

$45.11 discount

UndervaluedFair: $137.59Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

UNFI3 strengths · Avg: 9.3/10
Operating MarginProfitability
107.0%10/10

Strong operational efficiency at 107.0%

Altman Z-ScoreHealth
4.7310/10

Safe zone — low bankruptcy risk

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

USFD2 strengths · Avg: 10.0/10
PEG RatioValuation
0.2410/10

Growing faster than its price suggests

Altman Z-ScoreHealth
3.6010/10

Safe zone — low bankruptcy risk

Areas to Watch

UNFI4 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-4.8%2/10

ROE of -4.8% — below average capital efficiency

Revenue GrowthGrowth
-2.6%2/10

Revenue declined 2.6%

EPS GrowthGrowth
-89.3%2/10

Earnings declined 89.3%

USFD4 concerns · Avg: 3.8/10
P/E RatioValuation
31.0x4/10

Premium valuation, high expectations priced in

Revenue GrowthGrowth
3.3%4/10

3.3% revenue growth

EPS GrowthGrowth
2.1%4/10

2.1% earnings growth

Profit MarginProfitability
1.7%3/10

1.7% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : UNFI

The strongest argument for UNFI centers on Operating Margin, Altman Z-Score, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bull Case : USFD

The strongest argument for USFD centers on PEG Ratio, Altman Z-Score. PEG of 0.24 suggests the stock is reasonably priced for its growth.

Bear Case : UNFI

The primary concerns for UNFI are Piotroski F-Score, Return on Equity, Revenue Growth.

Bear Case : USFD

The primary concerns for USFD are P/E Ratio, Revenue Growth, EPS Growth. Thin 1.7% margins leave little buffer for downturns.

Key Dynamics to Monitor

UNFI profiles as a turnaround stock while USFD is a value play — different risk/reward profiles.

USFD carries more volatility with a beta of 0.98 — expect wider price swings.

USFD is growing revenue faster at 3.3% — sustainability is the question.

UNFI generates stronger free cash flow (243M), providing more financial flexibility.

Bottom Line

USFD scores higher overall (64/100 vs 44/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

United Natural Foods Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

United Natural Foods, Inc. distributes natural, organic, specialty, agricultural and conventional, edible and non-food products in the United States and Canada. The company is headquartered in Providence, Rhode Island.

US Foods Holding Corp

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

US Foods Holding Corp. The company is headquartered in Rosemont, Illinois.

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