WallStSmart

The Chefs Warehouse Inc (CHEF)vsUnited Natural Foods Inc (UNFI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

United Natural Foods Inc generates 641% more annual revenue ($31.54B vs $4.26B). CHEF leads profitability with a 1.9% profit margin vs -0.3%. CHEF appears more attractively valued with a PEG of 1.08. CHEF earns a higher WallStSmart Score of 60/100 (C).

CHEF

Buy

60

out of 100

Grade: C

Growth: 8.0Profit: 5.0Value: 6.0Quality: 7.5
Piotroski: 5/9Altman Z: 2.97

UNFI

Hold

42

out of 100

Grade: D

Growth: 2.7Profit: 3.0Value: 5.3Quality: 5.0
Piotroski: 3/9Altman Z: 4.73
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

CHEFUndervalued (+18.4%)

Margin of Safety

+18.4%

Fair Value

$78.60

Current Price

$80.74

$2.14 discount

UndervaluedFair: $78.60Overvalued

Intrinsic value data unavailable for UNFI.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CHEF1 strengths · Avg: 10.0/10
EPS GrowthGrowth
61.4%10/10

Earnings expanding 61.4% YoY

UNFI2 strengths · Avg: 9.0/10
Altman Z-ScoreHealth
4.7310/10

Safe zone — low bankruptcy risk

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

Areas to Watch

CHEF3 concerns · Avg: 2.7/10
Profit MarginProfitability
1.9%3/10

1.9% margin — thin

Operating MarginProfitability
3.1%3/10

Operating margin of 3.1%

P/E RatioValuation
41.8x2/10

Premium valuation, high expectations priced in

UNFI4 concerns · Avg: 2.5/10
Operating MarginProfitability
1.1%3/10

Operating margin of 1.1%

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-5.0%2/10

ROE of -5.0% — below average capital efficiency

Revenue GrowthGrowth
-2.6%2/10

Revenue declined 2.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : CHEF

The strongest argument for CHEF centers on EPS Growth. Revenue growth of 11.4% demonstrates continued momentum. PEG of 1.08 suggests the stock is reasonably priced for its growth.

Bull Case : UNFI

The strongest argument for UNFI centers on Altman Z-Score, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bear Case : CHEF

The primary concerns for CHEF are Profit Margin, Operating Margin, P/E Ratio. A P/E of 41.8x leaves little room for execution misses. Thin 1.9% margins leave little buffer for downturns.

Bear Case : UNFI

The primary concerns for UNFI are Operating Margin, Piotroski F-Score, Return on Equity. Debt-to-equity of 2.09 is elevated, increasing financial risk.

Key Dynamics to Monitor

CHEF profiles as a value stock while UNFI is a turnaround play — different risk/reward profiles.

CHEF carries more volatility with a beta of 1.47 — expect wider price swings.

CHEF is growing revenue faster at 11.4% — sustainability is the question.

UNFI generates stronger free cash flow (243M), providing more financial flexibility.

Bottom Line

CHEF scores higher overall (60/100 vs 42/100) and 11.4% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

The Chefs Warehouse Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

The Chefs' Warehouse, Inc., distributes specialty food products in the United States and Canada. The company is headquartered in Ridgefield, Connecticut.

United Natural Foods Inc

CONSUMER DEFENSIVE · FOOD DISTRIBUTION · USA

United Natural Foods, Inc. distributes natural, organic, specialty, agricultural and conventional, edible and non-food products in the United States and Canada. The company is headquartered in Providence, Rhode Island.

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