Lendingtree Inc (TREE)vsWells Fargo & Company (WFC)
TREE
Lendingtree Inc
$36.02
-5.73%
FINANCIAL SERVICES · Cap: $491.84M
WFC
Wells Fargo & Company
$81.94
+1.61%
FINANCIAL SERVICES · Cap: $236.15B
Smart Verdict
WallStSmart Research — data-driven comparison
Wells Fargo & Company generates 6634% more annual revenue ($81.14B vs $1.20B). WFC leads profitability with a 26.7% profit margin vs 15.0%. WFC appears more attractively valued with a PEG of 1.37. TREE earns a higher WallStSmart Score of 76/100 (B+).
TREE
Strong Buy76
out of 100
Grade: B+
WFC
Strong Buy74
out of 100
Grade: B
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Every $100 of equity generates 59 in profit
Revenue surging 36.5% year-over-year
Earnings expanding 1747.0% YoY
Reasonable price relative to book value
Mega-cap, among the largest globally
Attractively priced relative to earnings
Keeps 27 of every $100 in revenue as profit
Reasonable price relative to book value
Strong operational efficiency at 29.4%
Generating 9.1B in free cash flow
Areas to Watch
Smaller company, higher risk/reward
Elevated debt levels
Expensive relative to growth rate
Distress zone — elevated risk
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : TREE
The strongest argument for TREE centers on P/E Ratio, Return on Equity, Revenue Growth. Revenue growth of 36.5% demonstrates continued momentum.
Bull Case : WFC
The strongest argument for WFC centers on Market Cap, P/E Ratio, Profit Margin. Profitability is solid with margins at 26.7% and operating margin at 29.4%. PEG of 1.37 suggests the stock is reasonably priced for its growth.
Bear Case : TREE
The primary concerns for TREE are Market Cap, Debt/Equity, PEG Ratio.
Bear Case : WFC
The primary concerns for WFC are Altman Z-Score, Debt/Equity. Debt-to-equity of 2.53 is elevated, increasing financial risk.
Key Dynamics to Monitor
TREE profiles as a growth stock while WFC is a mature play — different risk/reward profiles.
TREE carries more volatility with a beta of 2.05 — expect wider price swings.
TREE is growing revenue faster at 36.5% — sustainability is the question.
WFC generates stronger free cash flow (9.1B), providing more financial flexibility.
Bottom Line
TREE scores higher overall (76/100 vs 74/100) and 36.5% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Lendingtree Inc
FINANCIAL SERVICES · FINANCIAL CONGLOMERATES · USA
LendingTree, Inc., through its subsidiary, LT Intermediate Company, LLC, operates an online consumer platform in the United States. The company is headquartered in Charlotte, North Carolina.
Wells Fargo & Company
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.
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