Toll Brothers Inc (TOL)vsUnited Homes Group Inc. (UHG)
TOL
Toll Brothers Inc
$136.91
+0.33%
CONSUMER CYCLICAL · Cap: $12.51B
UHG
United Homes Group Inc.
$1.17
0.00%
CONSUMER CYCLICAL · Cap: $68.83M
Smart Verdict
WallStSmart Research — data-driven comparison
Toll Brothers Inc generates 2667% more annual revenue ($11.25B vs $406.69M). TOL leads profitability with a 12.3% profit margin vs -4.0%. TOL earns a higher WallStSmart Score of 75/100 (B+).
TOL
Strong Buy75
out of 100
Grade: B+
UHG
Hold40
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+74.4%
Fair Value
$629.93
Current Price
$136.91
$493.02 discount
Intrinsic value data unavailable for UHG.
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Reasonable price relative to book value
15.4% revenue growth
Earnings expanding 25.1% YoY
Reasonable price relative to book value
Areas to Watch
Weak financial health signals
Negative free cash flow — burning cash
2.8% earnings growth
Smaller company, higher risk/reward
Operating margin of 1.2%
ROE of -26.2% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : TOL
The strongest argument for TOL centers on P/E Ratio, Altman Z-Score, PEG Ratio. Revenue growth of 15.4% demonstrates continued momentum. PEG of 0.99 suggests the stock is reasonably priced for its growth.
Bull Case : UHG
The strongest argument for UHG centers on Price/Book.
Bear Case : TOL
The primary concerns for TOL are Piotroski F-Score, Free Cash Flow.
Bear Case : UHG
The primary concerns for UHG are EPS Growth, Market Cap, Operating Margin. Debt-to-equity of 2.82 is elevated, increasing financial risk.
Key Dynamics to Monitor
TOL profiles as a growth stock while UHG is a turnaround play — different risk/reward profiles.
TOL carries more volatility with a beta of 1.45 — expect wider price swings.
TOL is growing revenue faster at 15.4% — sustainability is the question.
UHG generates stronger free cash flow (448,000), providing more financial flexibility.
Bottom Line
TOL scores higher overall (75/100 vs 40/100) and 15.4% revenue growth. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Toll Brothers Inc
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
Toll Brothers, Inc. designs, builds, markets, sells and manages the financing of a variety of detached and attached homes in luxury residential communities in the United States. The company is headquartered in Horsham, Pennsylvania.
Visit Website →United Homes Group Inc.
CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA
United Homes Group, Inc. is a homebuilder in the Southeast that provides affordable homes for the entry-level and first move-up byer segments. The company is headquartered in Irmo, South Carolina.
Visit Website →Compare with Other RESIDENTIAL CONSTRUCTION Stocks
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