WallStSmart

DR Horton Inc (DHI)vsUnited Homes Group Inc. (UHG)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

DR Horton Inc generates 8143% more annual revenue ($33.52B vs $406.69M). DHI leads profitability with a 10.0% profit margin vs -4.0%. DHI earns a higher WallStSmart Score of 55/100 (C).

DHI

Buy

55

out of 100

Grade: C

Growth: 4.7Profit: 6.0Value: 7.3Quality: 7.3
Piotroski: 3/9Altman Z: 5.10

UHG

Hold

40

out of 100

Grade: D

Growth: 2.7Profit: 2.5Value: 5.0Quality: 6.0
Piotroski: 4/9Altman Z: 2.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

DHISignificantly Overvalued (-119.5%)

Margin of Safety

-119.5%

Fair Value

$74.66

Current Price

$137.69

$63.03 premium

UndervaluedFair: $74.66Overvalued

Intrinsic value data unavailable for UHG.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

DHI3 strengths · Avg: 8.7/10
Altman Z-ScoreHealth
5.1010/10

Safe zone — low bankruptcy risk

P/E RatioValuation
12.6x8/10

Attractively priced relative to earnings

Price/BookValuation
1.7x8/10

Reasonable price relative to book value

UHG1 strengths · Avg: 10.0/10
Price/BookValuation
1.2x10/10

Reasonable price relative to book value

Areas to Watch

DHI3 concerns · Avg: 2.3/10
Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Revenue GrowthGrowth
-9.5%2/10

Revenue declined 9.5%

EPS GrowthGrowth
-22.2%2/10

Earnings declined 22.2%

UHG4 concerns · Avg: 3.0/10
EPS GrowthGrowth
2.8%4/10

2.8% earnings growth

Market CapQuality
$68.83M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.2%3/10

Operating margin of 1.2%

Return on EquityProfitability
-26.2%2/10

ROE of -26.2% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : DHI

The strongest argument for DHI centers on Altman Z-Score, P/E Ratio, Price/Book. PEG of 1.09 suggests the stock is reasonably priced for its growth.

Bull Case : UHG

The strongest argument for UHG centers on Price/Book.

Bear Case : DHI

The primary concerns for DHI are Piotroski F-Score, Revenue Growth, EPS Growth.

Bear Case : UHG

The primary concerns for UHG are EPS Growth, Market Cap, Operating Margin. Debt-to-equity of 2.82 is elevated, increasing financial risk.

Key Dynamics to Monitor

DHI profiles as a value stock while UHG is a turnaround play — different risk/reward profiles.

DHI carries more volatility with a beta of 1.41 — expect wider price swings.

UHG is growing revenue faster at -8.5% — sustainability is the question.

DHI generates stronger free cash flow (827M), providing more financial flexibility.

Bottom Line

DHI scores higher overall (55/100 vs 40/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

DR Horton Inc

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

D.R. Horton, Inc. is a home construction company incorporated in Delaware and headquartered in Arlington, Texas.

United Homes Group Inc.

CONSUMER CYCLICAL · RESIDENTIAL CONSTRUCTION · USA

United Homes Group, Inc. is a homebuilder in the Southeast that provides affordable homes for the entry-level and first move-up byer segments. The company is headquartered in Irmo, South Carolina.

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