WallStSmart

Tandy Leather Factory Inc (TLF)vsUlta Beauty Inc (ULTA)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ulta Beauty Inc generates 16417% more annual revenue ($12.71B vs $76.94M). ULTA leads profitability with a 9.4% profit margin vs -2.9%. ULTA appears more attractively valued with a PEG of 1.67. ULTA earns a higher WallStSmart Score of 63/100 (C+).

TLF

Hold

38

out of 100

Grade: F

Growth: 2.7Profit: 2.5Value: 4.0Quality: 8.0
Piotroski: 5/9Altman Z: 3.82

ULTA

Buy

63

out of 100

Grade: C+

Growth: 6.7Profit: 8.0Value: 4.7Quality: 6.0
Piotroski: 3/9Altman Z: 3.40
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for TLF.

ULTASignificantly Overvalued (-23.4%)

Margin of Safety

-23.4%

Fair Value

$553.46

Current Price

$508.09

$45.37 premium

UndervaluedFair: $553.46Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

TLF2 strengths · Avg: 10.0/10
Price/BookValuation
0.4x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.8210/10

Safe zone — low bankruptcy risk

ULTA3 strengths · Avg: 9.3/10
Return on EquityProfitability
46.1%10/10

Every $100 of equity generates 46 in profit

Altman Z-ScoreHealth
3.4010/10

Safe zone — low bankruptcy risk

P/E RatioValuation
18.0x8/10

Attractively priced relative to earnings

Areas to Watch

TLF4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
3.2%4/10

3.2% revenue growth

Market CapQuality
$19.50M3/10

Smaller company, higher risk/reward

Operating MarginProfitability
1.9%3/10

Operating margin of 1.9%

PEG RatioValuation
5.922/10

Expensive relative to growth rate

ULTA3 concerns · Avg: 3.7/10
PEG RatioValuation
1.674/10

Expensive relative to growth rate

Price/BookValuation
8.0x4/10

Trading at 8.0x book value

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : TLF

The strongest argument for TLF centers on Price/Book, Altman Z-Score.

Bull Case : ULTA

The strongest argument for ULTA centers on Return on Equity, Altman Z-Score, P/E Ratio. Revenue growth of 11.1% demonstrates continued momentum.

Bear Case : TLF

The primary concerns for TLF are Revenue Growth, Market Cap, Operating Margin.

Bear Case : ULTA

The primary concerns for ULTA are PEG Ratio, Price/Book, Piotroski F-Score.

Key Dynamics to Monitor

TLF profiles as a turnaround stock while ULTA is a value play — different risk/reward profiles.

ULTA carries more volatility with a beta of 0.88 — expect wider price swings.

ULTA is growing revenue faster at 11.1% — sustainability is the question.

ULTA generates stronger free cash flow (204M), providing more financial flexibility.

Bottom Line

ULTA scores higher overall (63/100 vs 38/100) and 11.1% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Tandy Leather Factory Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Tandy Leather Factory, Inc., is a retailer of leather and related leather goods in North America and Spain. The company is headquartered in Fort Worth, Texas.

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Ulta Beauty Inc

CONSUMER CYCLICAL · SPECIALTY RETAIL · USA

Ulta Beauty, Inc., formerly known as Ulta Salon, Cosmetics & Fragrance Inc., is an American chain of beauty stores headquartered in Bolingbrook, Illinois. Ulta Beauty carries cosmetics and skincare brands, men's and women's fragrances, nail products, bath and body products, beauty tools and haircare products.

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