WallStSmart

Schneider National Inc (SNDR)vsToppoint Holdings Inc. (TOPP)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Schneider National Inc generates 35042% more annual revenue ($5.67B vs $16.15M). SNDR leads profitability with a 1.8% profit margin vs -38.8%. SNDR earns a higher WallStSmart Score of 43/100 (D).

SNDR

Hold

43

out of 100

Grade: D

Growth: 2.7Profit: 4.0Value: 4.7Quality: 6.3
Piotroski: 4/9

TOPP

Hold

36

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 5.0Quality: 8.0
Piotroski: 3/9Altman Z: 4.76
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SNDRSignificantly Overvalued (-641.1%)

Margin of Safety

-641.1%

Fair Value

$4.01

Current Price

$25.85

$21.84 premium

UndervaluedFair: $4.01Overvalued

Intrinsic value data unavailable for TOPP.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SNDR2 strengths · Avg: 9.5/10
Price/BookValuation
1.5x10/10

Reasonable price relative to book value

Debt/EquityHealth
0.139/10

Conservative balance sheet, low leverage

TOPP4 strengths · Avg: 8.8/10
Altman Z-ScoreHealth
4.7610/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.119/10

Conservative balance sheet, low leverage

Price/BookValuation
1.5x8/10

Reasonable price relative to book value

Revenue GrowthGrowth
20.3%8/10

Revenue surging 20.3% year-over-year

Areas to Watch

SNDR4 concerns · Avg: 3.3/10
Revenue GrowthGrowth
4.5%4/10

4.5% revenue growth

Return on EquityProfitability
3.5%3/10

ROE of 3.5% — below average capital efficiency

Profit MarginProfitability
1.8%3/10

1.8% margin — thin

Operating MarginProfitability
2.6%3/10

Operating margin of 2.6%

TOPP4 concerns · Avg: 3.0/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$13.94M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Return on EquityProfitability
-106.5%2/10

ROE of -106.5% — below average capital efficiency

Comparative Analysis Report

WallStSmart Research

Bull Case : SNDR

The strongest argument for SNDR centers on Price/Book, Debt/Equity.

Bull Case : TOPP

The strongest argument for TOPP centers on Altman Z-Score, Debt/Equity, Price/Book. Revenue growth of 20.3% demonstrates continued momentum.

Bear Case : SNDR

The primary concerns for SNDR are Revenue Growth, Return on Equity, Profit Margin. A P/E of 42.8x leaves little room for execution misses. Thin 1.8% margins leave little buffer for downturns.

Bear Case : TOPP

The primary concerns for TOPP are EPS Growth, Market Cap, Piotroski F-Score.

Key Dynamics to Monitor

SNDR profiles as a value stock while TOPP is a growth play — different risk/reward profiles.

TOPP is growing revenue faster at 20.3% — sustainability is the question.

SNDR generates stronger free cash flow (76M), providing more financial flexibility.

Monitor TRUCKING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

SNDR scores higher overall (43/100 vs 36/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Schneider National Inc

INDUSTRIALS · TRUCKING · USA

Schneider National, Inc., a surface transportation and logistics solutions company, provides trucking, intermodal and logistics services in North America. The company is headquartered in Green Bay, Wisconsin.

Visit Website →

Toppoint Holdings Inc.

INDUSTRIALS · TRUCKING · USA

Toppoint Holdings Inc. is a diversified technology company at the forefront of telecommunications and information technology, dedicated to providing innovative solutions that enhance connectivity and operational efficiency for a broad array of clients. With a commitment to sustainability and ongoing research and development, Toppoint Holdings is well-positioned to address the evolving demands of consumers and businesses alike. Its strategic partnerships and robust operational foundation further strengthen its competitive advantage, ensuring sustained long-term growth in an increasingly digital and competitive marketplace.

Visit Website →

Want to dig deeper into these stocks?