WallStSmart

Stifel Financial Corporation (SF)vsSun Life Financial Inc. (SLF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sun Life Financial Inc. generates 515% more annual revenue ($34.90B vs $5.67B). SF leads profitability with a 15.6% profit margin vs 8.8%. SF appears more attractively valued with a PEG of 0.95. SF earns a higher WallStSmart Score of 81/100 (A-).

SF

Exceptional Buy

81

out of 100

Grade: A-

Growth: 8.0Profit: 6.5Value: 7.0Quality: 4.5
Piotroski: 6/9Altman Z: 0.55

SLF

Buy

51

out of 100

Grade: C-

Growth: 5.3Profit: 5.5Value: 5.7Quality: 6.0
Piotroski: 5/9

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SF5 strengths · Avg: 8.4/10
EPS GrowthGrowth
469.2%10/10

Earnings expanding 469.2% YoY

PEG RatioValuation
0.958/10

Growing faster than its price suggests

P/E RatioValuation
14.2x8/10

Attractively priced relative to earnings

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

Operating MarginProfitability
21.6%8/10

Strong operational efficiency at 21.6%

SLF2 strengths · Avg: 8.0/10
Price/BookValuation
2.4x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$4.11B8/10

Generating 4.1B in free cash flow

Areas to Watch

SF2 concerns · Avg: 2.0/10
Free Cash FlowQuality
$-390.42M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.552/10

Distress zone — elevated risk

SLF2 concerns · Avg: 3.0/10
Revenue GrowthGrowth
0.2%4/10

0.2% revenue growth

EPS GrowthGrowth
-48.4%2/10

Earnings declined 48.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : SF

The strongest argument for SF centers on EPS Growth, PEG Ratio, P/E Ratio. Profitability is solid with margins at 15.6% and operating margin at 21.6%. Revenue growth of 14.3% demonstrates continued momentum.

Bull Case : SLF

The strongest argument for SLF centers on Price/Book, Free Cash Flow. PEG of 1.42 suggests the stock is reasonably priced for its growth.

Bear Case : SF

The primary concerns for SF are Free Cash Flow, Altman Z-Score.

Bear Case : SLF

The primary concerns for SLF are Revenue Growth, EPS Growth.

Key Dynamics to Monitor

SF profiles as a mature stock while SLF is a value play — different risk/reward profiles.

SF carries more volatility with a beta of 1.01 — expect wider price swings.

SF is growing revenue faster at 14.3% — sustainability is the question.

SLF generates stronger free cash flow (4.1B), providing more financial flexibility.

Bottom Line

SF scores higher overall (81/100 vs 51/100), backed by strong 15.6% margins and 14.3% revenue growth. Both earn "Exceptional Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Stifel Financial Corporation

FINANCIAL SERVICES · CAPITAL MARKETS · USA

Stifel Financial Corp. The company is headquartered in St. Louis, Missouri.

Sun Life Financial Inc.

FINANCIAL SERVICES · INSURANCE - DIVERSIFIED · USA

Sun Life Financial Inc., a financial services company, provides insurance, wealth and asset management solutions to individuals and corporate clients around the world. The company is headquartered in Toronto, Canada.

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