WallStSmart

SAP SE ADR (SAP)vsVTEX (VTEX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

SAP SE ADR generates 15015% more annual revenue ($37.34B vs $247.05M). SAP leads profitability with a 19.6% profit margin vs 9.4%. SAP trades at a lower P/E of 22.8x. SAP earns a higher WallStSmart Score of 59/100 (C).

SAP

Buy

59

out of 100

Grade: C

Growth: 6.0Profit: 8.5Value: 4.7Quality: 6.8
Piotroski: 6/9Altman Z: 3.11

VTEX

Hold

48

out of 100

Grade: D+

Growth: 8.0Profit: 6.0Value: 7.0Quality: 8.5
Piotroski: 5/9Altman Z: 2.41
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

SAPSignificantly Overvalued (-34.7%)

Margin of Safety

-34.7%

Fair Value

$145.83

Current Price

$184.77

$38.94 premium

UndervaluedFair: $145.83Overvalued
VTEXUndervalued (+53.5%)

Margin of Safety

+53.5%

Fair Value

$6.66

Current Price

$3.65

$3.01 discount

UndervaluedFair: $6.66Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

SAP4 strengths · Avg: 9.3/10
Operating MarginProfitability
30.0%10/10

Strong operational efficiency at 30.0%

Altman Z-ScoreHealth
3.1110/10

Safe zone — low bankruptcy risk

Market CapQuality
$192.92B9/10

Large-cap with strong market position

Free Cash FlowQuality
$3.27B8/10

Generating 3.3B in free cash flow

VTEX3 strengths · Avg: 9.3/10
EPS GrowthGrowth
390.5%10/10

Earnings expanding 390.5% YoY

Debt/EquityHealth
0.0110/10

Conservative balance sheet, low leverage

Price/BookValuation
2.7x8/10

Reasonable price relative to book value

Areas to Watch

SAP0 concerns · Avg: 0/10

No major concerns identified

VTEX2 concerns · Avg: 3.5/10
P/E RatioValuation
27.7x4/10

Moderate valuation

Market CapQuality
$613.75M3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : SAP

The strongest argument for SAP centers on Operating Margin, Altman Z-Score, Market Cap. Profitability is solid with margins at 19.6% and operating margin at 30.0%. PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bull Case : VTEX

The strongest argument for VTEX centers on EPS Growth, Debt/Equity, Price/Book. Revenue growth of 12.1% demonstrates continued momentum.

Bear Case : SAP

No major red flags identified for SAP, but monitor valuation.

Bear Case : VTEX

The primary concerns for VTEX are P/E Ratio, Market Cap.

Key Dynamics to Monitor

SAP profiles as a mature stock while VTEX is a value play — different risk/reward profiles.

VTEX carries more volatility with a beta of 1.04 — expect wider price swings.

VTEX is growing revenue faster at 12.1% — sustainability is the question.

SAP generates stronger free cash flow (3.3B), providing more financial flexibility.

Bottom Line

SAP scores higher overall (59/100 vs 48/100), backed by strong 19.6% margins. VTEX offers better value entry with a 53.5% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

SAP SE ADR

TECHNOLOGY · SOFTWARE - APPLICATION · USA

SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.

Visit Website →

VTEX

TECHNOLOGY · SOFTWARE - APPLICATION · USA

VTEX provides a software-as-a-service digital commerce platform for business brands and retailers. The company is headquartered in London, the United Kingdom.

Want to dig deeper into these stocks?