WallStSmart

ServiceNow Inc (NOW)vsVTEX (VTEX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 5421% more annual revenue ($13.28B vs $240.52M). NOW leads profitability with a 13.2% profit margin vs 8.3%. VTEX trades at a lower P/E of 35.0x. NOW earns a higher WallStSmart Score of 56/100 (C).

NOW

Buy

56

out of 100

Grade: C

Growth: 7.3Profit: 7.0Value: 4.7Quality: 3.8
Piotroski: 1/9Altman Z: 1.65

VTEX

Buy

52

out of 100

Grade: C-

Growth: 8.0Profit: 6.5Value: 8.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NOWSignificantly Overvalued (-404.2%)

Margin of Safety

-404.2%

Fair Value

$20.44

Current Price

$103.06

$82.62 premium

UndervaluedFair: $20.44Overvalued
VTEXUndervalued (+39.8%)

Margin of Safety

+39.8%

Fair Value

$5.15

Current Price

$3.96

$1.19 discount

UndervaluedFair: $5.15Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NOW3 strengths · Avg: 8.3/10
Market CapQuality
$110.42B9/10

Large-cap with strong market position

Revenue GrowthGrowth
20.7%8/10

Revenue surging 20.7% year-over-year

Free Cash FlowQuality
$2.00B8/10

Generating 2.0B in free cash flow

VTEX2 strengths · Avg: 9.0/10
EPS GrowthGrowth
54.2%10/10

Earnings expanding 54.2% YoY

Price/BookValuation
2.9x8/10

Reasonable price relative to book value

Areas to Watch

NOW4 concerns · Avg: 3.8/10
Price/BookValuation
8.3x4/10

Trading at 8.3x book value

EPS GrowthGrowth
3.4%4/10

3.4% earnings growth

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

VTEX2 concerns · Avg: 3.5/10
P/E RatioValuation
35.0x4/10

Premium valuation, high expectations priced in

Market CapQuality
$666.15M3/10

Smaller company, higher risk/reward

Comparative Analysis Report

WallStSmart Research

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, Revenue Growth, Free Cash Flow. Revenue growth of 20.7% demonstrates continued momentum. PEG of 1.06 suggests the stock is reasonably priced for its growth.

Bull Case : VTEX

The strongest argument for VTEX centers on EPS Growth, Price/Book. Revenue growth of 10.5% demonstrates continued momentum.

Bear Case : NOW

The primary concerns for NOW are Price/Book, EPS Growth, Altman Z-Score. A P/E of 62.7x leaves little room for execution misses.

Bear Case : VTEX

The primary concerns for VTEX are P/E Ratio, Market Cap.

Key Dynamics to Monitor

NOW profiles as a growth stock while VTEX is a value play — different risk/reward profiles.

VTEX carries more volatility with a beta of 1.31 — expect wider price swings.

NOW is growing revenue faster at 20.7% — sustainability is the question.

NOW generates stronger free cash flow (2.0B), providing more financial flexibility.

Bottom Line

NOW scores higher overall (56/100 vs 52/100) and 20.7% revenue growth. VTEX offers better value entry with a 39.8% margin of safety. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

VTEX

TECHNOLOGY · SOFTWARE - APPLICATION · USA

VTEX provides a software-as-a-service digital commerce platform for business brands and retailers. The company is headquartered in London, the United Kingdom.

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