Royal Bank of Canada (RY)vsZions Bancorporation (ZION)
RY
Royal Bank of Canada
$208.54
-0.92%
FINANCIAL SERVICES · Cap: $291.15B
ZION
Zions Bancorporation
$71.77
+1.31%
FINANCIAL SERVICES · Cap: $10.17B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 1682% more annual revenue ($65.72B vs $3.69B). RY leads profitability with a 33.7% profit margin vs 31.8%. RY appears more attractively valued with a PEG of 2.34. ZION earns a higher WallStSmart Score of 81/100 (A-).
RY
Strong Buy67
out of 100
Grade: B-
ZION
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 45.3%
Generating 20.8B in free cash flow
16.1% revenue growth
Earnings expanding 27.5% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 52.1%
Revenue surging 35.2% year-over-year
Earnings expanding 87.1% YoY
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.7% and operating margin at 45.3%. Revenue growth of 16.1% demonstrates continued momentum.
Bull Case : ZION
The strongest argument for ZION centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 31.8% and operating margin at 52.1%. Revenue growth of 35.2% demonstrates continued momentum.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.77 is elevated, increasing financial risk.
Bear Case : ZION
The primary concerns for ZION are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
RY carries more volatility with a beta of 0.93 — expect wider price swings.
ZION is growing revenue faster at 35.2% — sustainability is the question.
RY generates stronger free cash flow (20.8B), providing more financial flexibility.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ZION scores higher overall (81/100 vs 67/100), backed by strong 31.8% margins and 35.2% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Zions Bancorporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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