Wells Fargo & Company (WFC)vsZions Bancorporation (ZION)
WFC
Wells Fargo & Company
$88.34
+0.57%
FINANCIAL SERVICES · Cap: $264.46B
ZION
Zions Bancorporation
$71.77
+1.31%
FINANCIAL SERVICES · Cap: $10.17B
Smart Verdict
WallStSmart Research — data-driven comparison
Wells Fargo & Company generates 2152% more annual revenue ($83.03B vs $3.69B). ZION leads profitability with a 31.8% profit margin vs 27.2%. WFC appears more attractively valued with a PEG of 1.66. ZION earns a higher WallStSmart Score of 81/100 (A-).
WFC
Strong Buy76
out of 100
Grade: B+
ZION
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Strong operational efficiency at 37.1%
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Earnings expanding 25.0% YoY
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 32 of every $100 in revenue as profit
Strong operational efficiency at 52.1%
Revenue surging 35.2% year-over-year
Earnings expanding 87.1% YoY
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Elevated debt levels
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : WFC
The strongest argument for WFC centers on Market Cap, Operating Margin, Profit Margin. Profitability is solid with margins at 27.2% and operating margin at 37.1%.
Bull Case : ZION
The strongest argument for ZION centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 31.8% and operating margin at 52.1%. Revenue growth of 35.2% demonstrates continued momentum.
Bear Case : WFC
The primary concerns for WFC are PEG Ratio, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.55 is elevated, increasing financial risk.
Bear Case : ZION
The primary concerns for ZION are PEG Ratio, Altman Z-Score.
Key Dynamics to Monitor
WFC profiles as a mature stock while ZION is a growth play — different risk/reward profiles.
WFC carries more volatility with a beta of 0.92 — expect wider price swings.
ZION is growing revenue faster at 35.2% — sustainability is the question.
WFC generates stronger free cash flow (9.1B), providing more financial flexibility.
Bottom Line
ZION scores higher overall (81/100 vs 76/100), backed by strong 31.8% margins and 35.2% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Wells Fargo & Company
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.
Zions Bancorporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Zions Bancorporation is a bank holding company headquartered in Salt Lake City, Utah.
Visit Website →Compare with Other BANKS - DIVERSIFIED Stocks
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