Royal Bank of Canada (RY)vsWest Bancorporation (WTBA)
RY
Royal Bank of Canada
$179.54
-0.24%
FINANCIAL SERVICES · Cap: $250.25B
WTBA
West Bancorporation
$23.84
-0.63%
FINANCIAL SERVICES · Cap: $408.85M
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 63909% more annual revenue ($63.42B vs $99.09M). WTBA leads profitability with a 35.6% profit margin vs 33.1%. WTBA trades at a lower P/E of 11.6x. RY earns a higher WallStSmart Score of 68/100 (B-).
RY
Strong Buy68
out of 100
Grade: B-
WTBA
Buy64
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 33 of every $100 in revenue as profit
Strong operational efficiency at 46.2%
Generating 37.3B in free cash flow
Attractively priced relative to earnings
Reasonable price relative to book value
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 36 of every $100 in revenue as profit
Strong operational efficiency at 51.8%
16.6% revenue growth
Earnings expanding 32.6% YoY
Areas to Watch
Expensive relative to growth rate
Smaller company, higher risk/reward
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.1% and operating margin at 46.2%.
Bull Case : WTBA
The strongest argument for WTBA centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 35.6% and operating margin at 51.8%. Revenue growth of 16.6% demonstrates continued momentum.
Bear Case : RY
The primary concerns for RY are PEG Ratio.
Bear Case : WTBA
The primary concerns for WTBA are Market Cap, Piotroski F-Score.
Key Dynamics to Monitor
RY profiles as a mature stock while WTBA is a growth play — different risk/reward profiles.
RY carries more volatility with a beta of 0.92 — expect wider price swings.
WTBA is growing revenue faster at 16.6% — sustainability is the question.
RY generates stronger free cash flow (37.3B), providing more financial flexibility.
Bottom Line
RY scores higher overall (68/100 vs 64/100), backed by strong 33.1% margins. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
West Bancorporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
West Bancorporation, Inc. is West Bank's financial holding company providing trust and community banking services to individuals and small and medium-sized businesses in the United States. The company is headquartered in West Des Moines, Iowa.
Compare with Other BANKS - DIVERSIFIED Stocks
Want to dig deeper into these stocks?