Wells Fargo & Company (WFC)vsWest Bancorporation (WTBA)
WFC
Wells Fargo & Company
$85.54
-0.41%
FINANCIAL SERVICES · Cap: $250.35B
WTBA
West Bancorporation
$30.96
+3.51%
FINANCIAL SERVICES · Cap: $518.64M
Smart Verdict
WallStSmart Research — data-driven comparison
Wells Fargo & Company generates 80299% more annual revenue ($83.11B vs $103.37M). WTBA leads profitability with a 37.1% profit margin vs 27.6%. WFC trades at a lower P/E of 11.8x. WFC earns a higher WallStSmart Score of 74/100 (B).
WFC
Strong Buy74
out of 100
Grade: B
WTBA
Strong Buy66
out of 100
Grade: B-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Attractively priced relative to earnings
Strong operational efficiency at 34.2%
Keeps 28 of every $100 in revenue as profit
Reasonable price relative to book value
Generating 6.8B in free cash flow
Keeps 37 of every $100 in revenue as profit
Strong operational efficiency at 52.6%
Attractively priced relative to earnings
Reasonable price relative to book value
18.0% revenue growth
Earnings expanding 36.2% YoY
Areas to Watch
0.4% revenue growth
Elevated debt levels
Distress zone — elevated risk
Smaller company, higher risk/reward
Elevated debt levels
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : WFC
The strongest argument for WFC centers on Market Cap, P/E Ratio, Operating Margin. Profitability is solid with margins at 27.6% and operating margin at 34.2%. PEG of 1.30 suggests the stock is reasonably priced for its growth.
Bull Case : WTBA
The strongest argument for WTBA centers on Profit Margin, Operating Margin, P/E Ratio. Profitability is solid with margins at 37.1% and operating margin at 52.6%. Revenue growth of 18.0% demonstrates continued momentum.
Bear Case : WFC
The primary concerns for WFC are Revenue Growth, Debt/Equity, Altman Z-Score.
Bear Case : WTBA
The primary concerns for WTBA are Market Cap, Debt/Equity, Altman Z-Score.
Key Dynamics to Monitor
WFC profiles as a value stock while WTBA is a growth play — different risk/reward profiles.
WFC carries more volatility with a beta of 0.95 — expect wider price swings.
WTBA is growing revenue faster at 18.0% — sustainability is the question.
WFC generates stronger free cash flow (6.8B), providing more financial flexibility.
Bottom Line
WFC scores higher overall (74/100 vs 66/100), backed by strong 27.6% margins. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Wells Fargo & Company
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.
West Bancorporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
West Bancorporation, Inc. is West Bank's financial holding company providing trust and community banking services to individuals and small and medium-sized businesses in the United States. The company is headquartered in West Des Moines, Iowa.
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