Royal Bank of Canada (RY)vsWSFS Financial Corporation (WSFS)
RY
Royal Bank of Canada
$194.04
-0.48%
FINANCIAL SERVICES · Cap: $277.29B
WSFS
WSFS Financial Corporation
$71.77
+0.87%
FINANCIAL SERVICES · Cap: $3.92B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 6128% more annual revenue ($65.72B vs $1.06B). RY leads profitability with a 33.7% profit margin vs 29.2%. WSFS appears more attractively valued with a PEG of 0.98. WSFS earns a higher WallStSmart Score of 81/100 (A-).
RY
Strong Buy70
out of 100
Grade: B-
WSFS
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 45.3%
Generating 37.3B in free cash flow
Reasonable price relative to book value
16.1% revenue growth
Reasonable price relative to book value
Strong operational efficiency at 44.0%
Keeps 29 of every $100 in revenue as profit
Conservative balance sheet, low leverage
Growing faster than its price suggests
Attractively priced relative to earnings
Areas to Watch
Expensive relative to growth rate
Distress zone — elevated risk
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.7% and operating margin at 45.3%. Revenue growth of 16.1% demonstrates continued momentum.
Bull Case : WSFS
The strongest argument for WSFS centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 29.2% and operating margin at 44.0%. Revenue growth of 16.1% demonstrates continued momentum.
Bear Case : RY
The primary concerns for RY are PEG Ratio.
Bear Case : WSFS
The primary concerns for WSFS are Altman Z-Score.
Key Dynamics to Monitor
RY carries more volatility with a beta of 0.94 — expect wider price swings.
WSFS is growing revenue faster at 16.1% — sustainability is the question.
RY generates stronger free cash flow (37.3B), providing more financial flexibility.
Monitor BANKS - DIVERSIFIED industry trends, competitive dynamics, and regulatory changes.
Bottom Line
WSFS scores higher overall (81/100 vs 70/100), backed by strong 29.2% margins and 16.1% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
WSFS Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
WSFS Financial Corporation is the savings and loan holding company of the Wilmington Savings Fund Society, FSB, which offers various banking services in the United States. The company is headquartered in Wilmington, Delaware.
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