Wells Fargo & Company (WFC)vsWSFS Financial Corporation (WSFS)
WFC
Wells Fargo & Company
$82.23
+0.88%
FINANCIAL SERVICES · Cap: $249.77B
WSFS
WSFS Financial Corporation
$71.15
-1.74%
FINANCIAL SERVICES · Cap: $3.71B
Smart Verdict
WallStSmart Research — data-driven comparison
Wells Fargo & Company generates 7589% more annual revenue ($81.14B vs $1.06B). WSFS leads profitability with a 29.2% profit margin vs 26.7%. WSFS appears more attractively valued with a PEG of 0.98. WSFS earns a higher WallStSmart Score of 81/100 (A-).
WFC
Strong Buy74
out of 100
Grade: B
WSFS
Exceptional Buy81
out of 100
Grade: A-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 27 of every $100 in revenue as profit
Attractively priced relative to earnings
Reasonable price relative to book value
Strong operational efficiency at 29.4%
Generating 4.1B in free cash flow
Reasonable price relative to book value
Strong operational efficiency at 44.0%
Keeps 29 of every $100 in revenue as profit
Growing faster than its price suggests
Attractively priced relative to earnings
16.1% revenue growth
Areas to Watch
Distress zone — elevated risk
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : WFC
The strongest argument for WFC centers on Market Cap, Profit Margin, P/E Ratio. Profitability is solid with margins at 26.7% and operating margin at 29.4%. PEG of 1.45 suggests the stock is reasonably priced for its growth.
Bull Case : WSFS
The strongest argument for WSFS centers on Price/Book, Operating Margin, Profit Margin. Profitability is solid with margins at 29.2% and operating margin at 44.0%. Revenue growth of 16.1% demonstrates continued momentum.
Bear Case : WFC
The primary concerns for WFC are Altman Z-Score.
Bear Case : WSFS
No major red flags identified for WSFS, but monitor valuation.
Key Dynamics to Monitor
WFC profiles as a mature stock while WSFS is a growth play — different risk/reward profiles.
WFC carries more volatility with a beta of 1.06 — expect wider price swings.
WSFS is growing revenue faster at 16.1% — sustainability is the question.
WFC generates stronger free cash flow (4.1B), providing more financial flexibility.
Bottom Line
WSFS scores higher overall (81/100 vs 74/100), backed by strong 29.2% margins and 16.1% revenue growth. Both earn "Exceptional Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Wells Fargo & Company
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Wells Fargo & Company is an American multinational financial services company with corporate headquarters in San Francisco, California, operational headquarters in Manhattan, and managerial offices throughout the United States and overseas.
WSFS Financial Corporation
FINANCIAL SERVICES · BANKS - REGIONAL · USA
WSFS Financial Corporation is the savings and loan holding company of the Wilmington Savings Fund Society, FSB, which offers various banking services in the United States. The company is headquartered in Wilmington, Delaware.
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