Royal Bank of Canada (RY)vsGrupo Supervielle SA (SUPV)
RY
Royal Bank of Canada
$199.50
+0.03%
FINANCIAL SERVICES · Cap: $281.45B
SUPV
Grupo Supervielle SA
$7.46
-1.97%
FINANCIAL SERVICES · Cap: $788.20M
Smart Verdict
WallStSmart Research — data-driven comparison
Grupo Supervielle SA generates 1006% more annual revenue ($742.48B vs $67.15B). RY leads profitability with a 33.9% profit margin vs -11.2%. SUPV appears more attractively valued with a PEG of 0.29. RY earns a higher WallStSmart Score of 66/100 (B-).
RY
Strong Buy66
out of 100
Grade: B-
SUPV
Hold45
out of 100
Grade: D
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Attractively priced relative to earnings
Reasonable price relative to book value
Growing faster than its price suggests
Reasonable price relative to book value
Generating 81.5B in free cash flow
Areas to Watch
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
2.3% revenue growth
Smaller company, higher risk/reward
Operating margin of 3.3%
Weak financial health signals
Comparative Analysis Report
WallStSmart ResearchBull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bull Case : SUPV
The strongest argument for SUPV centers on PEG Ratio, Price/Book, Free Cash Flow. PEG of 0.29 suggests the stock is reasonably priced for its growth.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Bear Case : SUPV
The primary concerns for SUPV are Revenue Growth, Market Cap, Operating Margin.
Key Dynamics to Monitor
RY profiles as a mature stock while SUPV is a turnaround play — different risk/reward profiles.
RY carries more volatility with a beta of 0.92 — expect wider price swings.
RY is growing revenue faster at 8.9% — sustainability is the question.
SUPV generates stronger free cash flow (81.5B), providing more financial flexibility.
Bottom Line
RY scores higher overall (66/100 vs 45/100), backed by strong 33.9% margins. Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
Grupo Supervielle SA
FINANCIAL SERVICES · BANKS - REGIONAL · USA
Grupo Supervielle SA, a financial services holding company, offers various banking products and services in Argentina. The company is headquartered in Buenos Aires, Argentina.
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