Reliance Global Group Inc (RELI)vsRoyal Bank of Canada (RY)
RELI
Reliance Global Group Inc
$0.41
-23.75%
FINANCIAL SERVICES · Cap: $4.09M
RY
Royal Bank of Canada
$205.90
-0.04%
FINANCIAL SERVICES · Cap: $291.55B
Smart Verdict
WallStSmart Research — data-driven comparison
Royal Bank of Canada generates 511878% more annual revenue ($67.15B vs $13.12M). RY leads profitability with a 33.9% profit margin vs -0.5%. RELI trades at a lower P/E of 3.8x. RY earns a higher WallStSmart Score of 63/100 (C+).
RELI
Avoid31
out of 100
Grade: F
RY
Buy63
out of 100
Grade: C+
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Mega-cap, among the largest globally
Keeps 34 of every $100 in revenue as profit
Strong operational efficiency at 46.4%
Reasonable price relative to book value
Areas to Watch
0.0% earnings growth
Smaller company, higher risk/reward
ROE of -1.5% — below average capital efficiency
Revenue declined 0.3%
Expensive relative to growth rate
Negative free cash flow — burning cash
Distress zone — elevated risk
Elevated debt levels
Comparative Analysis Report
WallStSmart ResearchBull Case : RELI
The strongest argument for RELI centers on P/E Ratio, Price/Book.
Bull Case : RY
The strongest argument for RY centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 33.9% and operating margin at 46.4%.
Bear Case : RELI
The primary concerns for RELI are EPS Growth, Market Cap, Return on Equity.
Bear Case : RY
The primary concerns for RY are PEG Ratio, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.88 is elevated, increasing financial risk.
Key Dynamics to Monitor
RELI profiles as a turnaround stock while RY is a mature play — different risk/reward profiles.
RY carries more volatility with a beta of 0.92 — expect wider price swings.
RY is growing revenue faster at 8.9% — sustainability is the question.
RELI generates stronger free cash flow (-816,045), providing more financial flexibility.
Bottom Line
RY scores higher overall (63/100 vs 31/100), backed by strong 33.9% margins. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Reliance Global Group Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Reliance Global Group, Inc. is engaged in the acquisition and management of wholesale and retail insurance agencies in the United States. The company is headquartered in Lakewood, New Jersey.
Royal Bank of Canada
FINANCIAL SERVICES · BANKS - DIVERSIFIED · USA
Royal Bank of Canada is a globally diversified financial services company. The company is headquartered in Toronto, Canada.
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