WallStSmart

Aon PLC (AON)vsReliance Global Group Inc (RELI)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Aon PLC generates 133218% more annual revenue ($17.49B vs $13.12M). AON leads profitability with a 22.5% profit margin vs -0.5%. RELI trades at a lower P/E of 3.8x. AON earns a higher WallStSmart Score of 70/100 (B).

AON

Strong Buy

70

out of 100

Grade: B

Growth: 7.3Profit: 8.5Value: 5.0Quality: 4.5
Piotroski: 6/9Altman Z: 0.82

RELI

Avoid

31

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 6.7Quality: 5.0

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

AON6 strengths · Avg: 9.0/10
Return on EquityProfitability
40.1%10/10

Every $100 of equity generates 40 in profit

Operating MarginProfitability
35.8%10/10

Strong operational efficiency at 35.8%

Market CapQuality
$67.89B9/10

Large-cap with strong market position

Profit MarginProfitability
22.5%9/10

Keeps 23 of every $100 in revenue as profit

P/E RatioValuation
17.5x8/10

Attractively priced relative to earnings

EPS GrowthGrowth
27.1%8/10

Earnings expanding 27.1% YoY

RELI2 strengths · Avg: 10.0/10
P/E RatioValuation
3.8x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Areas to Watch

AON3 concerns · Avg: 2.3/10
Debt/EquityHealth
1.563/10

Elevated debt levels

PEG RatioValuation
2.552/10

Expensive relative to growth rate

Altman Z-ScoreHealth
0.822/10

Distress zone — elevated risk

RELI4 concerns · Avg: 2.8/10
EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$4.09M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-1.5%2/10

ROE of -1.5% — below average capital efficiency

Revenue GrowthGrowth
-0.3%2/10

Revenue declined 0.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : AON

The strongest argument for AON centers on Return on Equity, Operating Margin, Market Cap. Profitability is solid with margins at 22.5% and operating margin at 35.8%.

Bull Case : RELI

The strongest argument for RELI centers on P/E Ratio, Price/Book.

Bear Case : AON

The primary concerns for AON are Debt/Equity, PEG Ratio, Altman Z-Score. Debt-to-equity of 1.56 is elevated, increasing financial risk.

Bear Case : RELI

The primary concerns for RELI are EPS Growth, Market Cap, Return on Equity.

Key Dynamics to Monitor

AON profiles as a mature stock while RELI is a turnaround play — different risk/reward profiles.

AON carries more volatility with a beta of 0.71 — expect wider price swings.

AON is growing revenue faster at 6.5% — sustainability is the question.

AON generates stronger free cash flow (363M), providing more financial flexibility.

Bottom Line

AON scores higher overall (70/100 vs 31/100), backed by strong 22.5% margins. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Aon PLC

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Aon plc is a multinational professional services firm that sells a range of financial risk-mitigation products, including insurance, pension administration, and health-insurance plans.

Reliance Global Group Inc

FINANCIAL SERVICES · INSURANCE BROKERS · USA

Reliance Global Group, Inc. is engaged in the acquisition and management of wholesale and retail insurance agencies in the United States. The company is headquartered in Lakewood, New Jersey.

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