Arthur J Gallagher & Co (AJG)vsReliance Global Group Inc (RELI)
AJG
Arthur J Gallagher & Co
$202.50
-1.32%
FINANCIAL SERVICES · Cap: $52.87B
RELI
Reliance Global Group Inc
$0.41
-23.75%
FINANCIAL SERVICES · Cap: $4.09M
Smart Verdict
WallStSmart Research — data-driven comparison
Arthur J Gallagher & Co generates 108149% more annual revenue ($14.20B vs $13.12M). AJG leads profitability with a 11.4% profit margin vs -0.5%. RELI trades at a lower P/E of 3.8x. AJG earns a higher WallStSmart Score of 72/100 (B).
AJG
Strong Buy72
out of 100
Grade: B
RELI
Avoid31
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Revenue surging 34.6% year-over-year
Conservative balance sheet, low leverage
Large-cap with strong market position
Growing faster than its price suggests
Reasonable price relative to book value
Strong operational efficiency at 28.4%
Attractively priced relative to earnings
Reasonable price relative to book value
Areas to Watch
Premium valuation, high expectations priced in
ROE of 6.8% — below average capital efficiency
Distress zone — elevated risk
0.0% earnings growth
Smaller company, higher risk/reward
ROE of -1.5% — below average capital efficiency
Revenue declined 0.3%
Comparative Analysis Report
WallStSmart ResearchBull Case : AJG
The strongest argument for AJG centers on Revenue Growth, Debt/Equity, Market Cap. Revenue growth of 34.6% demonstrates continued momentum. PEG of 0.88 suggests the stock is reasonably priced for its growth.
Bull Case : RELI
The strongest argument for RELI centers on P/E Ratio, Price/Book.
Bear Case : AJG
The primary concerns for AJG are P/E Ratio, Return on Equity, Altman Z-Score.
Bear Case : RELI
The primary concerns for RELI are EPS Growth, Market Cap, Return on Equity.
Key Dynamics to Monitor
AJG profiles as a growth stock while RELI is a turnaround play — different risk/reward profiles.
AJG carries more volatility with a beta of 0.55 — expect wider price swings.
AJG is growing revenue faster at 34.6% — sustainability is the question.
AJG generates stronger free cash flow (921M), providing more financial flexibility.
Bottom Line
AJG scores higher overall (72/100 vs 31/100) and 34.6% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Arthur J Gallagher & Co
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Arthur J. Gallagher & Co. (AJG) is an American global insurance brokerage and risk management services firm headquartered in Rolling Meadows, Illinois.
Reliance Global Group Inc
FINANCIAL SERVICES · INSURANCE BROKERS · USA
Reliance Global Group, Inc. is engaged in the acquisition and management of wholesale and retail insurance agencies in the United States. The company is headquartered in Lakewood, New Jersey.
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