WallStSmart

Royal Caribbean Cruises Ltd (RCL)vsTravel + Leisure Co (TNL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Royal Caribbean Cruises Ltd generates 356% more annual revenue ($18.68B vs $4.09B). RCL leads profitability with a 23.5% profit margin vs 5.8%. TNL appears more attractively valued with a PEG of 0.54. RCL earns a higher WallStSmart Score of 64/100 (C+).

RCL

Buy

64

out of 100

Grade: C+

Growth: 6.0Profit: 8.5Value: 5.3Quality: 3.0
Piotroski: 5/9Altman Z: 0.96

TNL

Buy

55

out of 100

Grade: C-

Growth: 4.7Profit: 5.5Value: 6.0Quality: 7.5
Piotroski: 3/9Altman Z: 1.54
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

RCLSignificantly Overvalued (-62.5%)

Margin of Safety

-62.5%

Fair Value

$205.41

Current Price

$260.14

$54.73 premium

UndervaluedFair: $205.41Overvalued
TNLSignificantly Overvalued (-54.9%)

Margin of Safety

-54.9%

Fair Value

$46.67

Current Price

$66.74

$20.07 premium

UndervaluedFair: $46.67Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

RCL5 strengths · Avg: 8.8/10
Return on EquityProfitability
43.0%10/10

Every $100 of equity generates 43 in profit

Market CapQuality
$69.57B9/10

Large-cap with strong market position

Profit MarginProfitability
23.5%9/10

Keeps 24 of every $100 in revenue as profit

P/E RatioValuation
16.1x8/10

Attractively priced relative to earnings

Operating MarginProfitability
27.1%8/10

Strong operational efficiency at 27.1%

TNL3 strengths · Avg: 8.7/10
Debt/EquityHealth
-5.6010/10

Conservative balance sheet, low leverage

PEG RatioValuation
0.548/10

Growing faster than its price suggests

P/E RatioValuation
17.5x8/10

Attractively priced relative to earnings

Areas to Watch

RCL4 concerns · Avg: 1.8/10
EPS GrowthGrowth
-4.6%2/10

Earnings declined 4.6%

Free Cash FlowQuality
$-877.00M2/10

Negative free cash flow — burning cash

Altman Z-ScoreHealth
0.962/10

Distress zone — elevated risk

Debt/EquityHealth
2.301/10

Elevated debt levels

TNL4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
4.4%4/10

4.4% revenue growth

Altman Z-ScoreHealth
1.544/10

Distress zone — elevated risk

Return on EquityProfitability
0.0%3/10

ROE of 0.0% — below average capital efficiency

Profit MarginProfitability
5.8%3/10

5.8% margin — thin

Comparative Analysis Report

WallStSmart Research

Bull Case : RCL

The strongest argument for RCL centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 23.5% and operating margin at 27.1%. PEG of 1.05 suggests the stock is reasonably priced for its growth.

Bull Case : TNL

The strongest argument for TNL centers on Debt/Equity, PEG Ratio, P/E Ratio. PEG of 0.54 suggests the stock is reasonably priced for its growth.

Bear Case : RCL

The primary concerns for RCL are EPS Growth, Free Cash Flow, Altman Z-Score. Debt-to-equity of 2.30 is elevated, increasing financial risk.

Bear Case : TNL

The primary concerns for TNL are Revenue Growth, Altman Z-Score, Return on Equity.

Key Dynamics to Monitor

RCL profiles as a mature stock while TNL is a value play — different risk/reward profiles.

RCL carries more volatility with a beta of 1.75 — expect wider price swings.

RCL is growing revenue faster at 6.5% — sustainability is the question.

TNL generates stronger free cash flow (140M), providing more financial flexibility.

Bottom Line

RCL scores higher overall (64/100 vs 55/100), backed by strong 23.5% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Royal Caribbean Cruises Ltd

CONSUMER CYCLICAL · TRAVEL SERVICES · USA

Royal Caribbean Group, formerly known as Royal Caribbean Cruises Ltd., is an American global cruise holding company incorporated in Liberia and based in Miami, Florida, US.

Travel + Leisure Co

CONSUMER CYCLICAL · TRAVEL SERVICES · USA

Travel Leisure Co. offers hospitality products and services in the United States and internationally. The company is headquartered in Orlando, Florida.

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