WallStSmart

PROG Holdings Inc (PRG)vsSunbelt Rentals Holdings, Inc. (SUNB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sunbelt Rentals Holdings, Inc. generates 340% more annual revenue ($10.93B vs $2.48B). SUNB leads profitability with a 12.7% profit margin vs 6.0%. PRG appears more attractively valued with a PEG of 0.93. PRG earns a higher WallStSmart Score of 69/100 (B-).

PRG

Strong Buy

69

out of 100

Grade: B-

Growth: 4.7Profit: 6.5Value: 6.7Quality: 7.5
Piotroski: 4/9Altman Z: 4.62

SUNB

Buy

54

out of 100

Grade: C-

Growth: 4.7Profit: 7.0Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: 1.82
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PRGSignificantly Overvalued (-17.0%)

Margin of Safety

-17.0%

Fair Value

$28.90

Current Price

$35.25

$6.35 premium

UndervaluedFair: $28.90Overvalued

Intrinsic value data unavailable for SUNB.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PRG4 strengths · Avg: 9.0/10
P/E RatioValuation
9.8x10/10

Attractively priced relative to earnings

Altman Z-ScoreHealth
4.6210/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.938/10

Growing faster than its price suggests

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

SUNB1 strengths · Avg: 8.0/10
Free Cash FlowQuality
$1.50B8/10

Generating 1.5B in free cash flow

Areas to Watch

PRG3 concerns · Avg: 3.0/10
Market CapQuality
$1.54B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.0%3/10

6.0% margin — thin

Debt/EquityHealth
1.213/10

Elevated debt levels

SUNB4 concerns · Avg: 4.0/10
PEG RatioValuation
1.564/10

Expensive relative to growth rate

P/E RatioValuation
25.6x4/10

Moderate valuation

Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

Altman Z-ScoreHealth
1.824/10

Grey zone — moderate risk

Comparative Analysis Report

WallStSmart Research

Bull Case : PRG

The strongest argument for PRG centers on P/E Ratio, Altman Z-Score, PEG Ratio. Revenue growth of 11.1% demonstrates continued momentum. PEG of 0.93 suggests the stock is reasonably priced for its growth.

Bull Case : SUNB

The strongest argument for SUNB centers on Free Cash Flow.

Bear Case : PRG

The primary concerns for PRG are Market Cap, Profit Margin, Debt/Equity.

Bear Case : SUNB

The primary concerns for SUNB are PEG Ratio, P/E Ratio, Revenue Growth.

Key Dynamics to Monitor

PRG carries more volatility with a beta of 1.83 — expect wider price swings.

PRG is growing revenue faster at 11.1% — sustainability is the question.

SUNB generates stronger free cash flow (1.5B), providing more financial flexibility.

Monitor RENTAL & LEASING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PRG scores higher overall (69/100 vs 54/100) and 11.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PROG Holdings Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

PROG Holdings, Inc. is an omnichannel provider of leasing and purchasing solutions for underserved and credit-distressed customers. The company is headquartered in Draper, Utah.

Sunbelt Rentals Holdings, Inc.

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Sunbelt Rentals Holdings, Inc., engages in the construction, industrial, and general equipment rental business under the Sunbelt Rentals brand name in the United States, the United Kingdom, and Canada. The company is headquartered in Fort Mill, South Carolina.

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