WallStSmart

PROG Holdings Inc (PRG)vsSunbelt Rentals Holdings, Inc. (SUNB)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Sunbelt Rentals Holdings, Inc. generates 349% more annual revenue ($11.15B vs $2.48B). SUNB leads profitability with a 11.9% profit margin vs 6.0%. PRG appears more attractively valued with a PEG of 0.93. PRG earns a higher WallStSmart Score of 66/100 (B-).

PRG

Strong Buy

66

out of 100

Grade: B-

Growth: 4.7Profit: 6.5Value: 6.7Quality: 7.5
Piotroski: 4/9Altman Z: 4.57

SUNB

Buy

58

out of 100

Grade: C

Growth: 4.0Profit: 7.0Value: 5.7Quality: 4.5
Piotroski: 4/9Altman Z: 1.59
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PRGSignificantly Overvalued (-16.6%)

Margin of Safety

-16.6%

Fair Value

$29.00

Current Price

$42.78

$13.78 premium

UndervaluedFair: $29.00Overvalued

Intrinsic value data unavailable for SUNB.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PRG4 strengths · Avg: 9.0/10
P/E RatioValuation
11.8x10/10

Attractively priced relative to earnings

Altman Z-ScoreHealth
4.5710/10

Safe zone — low bankruptcy risk

PEG RatioValuation
0.938/10

Growing faster than its price suggests

Price/BookValuation
2.2x8/10

Reasonable price relative to book value

SUNB0 strengths · Avg: 0/10

No standout strengths identified

Areas to Watch

PRG3 concerns · Avg: 3.0/10
Market CapQuality
$1.86B3/10

Smaller company, higher risk/reward

Profit MarginProfitability
6.0%3/10

6.0% margin — thin

Debt/EquityHealth
1.213/10

Elevated debt levels

SUNB3 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.594/10

Distress zone — elevated risk

Debt/EquityHealth
1.373/10

Elevated debt levels

EPS GrowthGrowth
-27.8%2/10

Earnings declined 27.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : PRG

The strongest argument for PRG centers on P/E Ratio, Altman Z-Score, PEG Ratio. Revenue growth of 11.1% demonstrates continued momentum. PEG of 0.93 suggests the stock is reasonably priced for its growth.

Bull Case : SUNB

PEG of 1.44 suggests the stock is reasonably priced for its growth.

Bear Case : PRG

The primary concerns for PRG are Market Cap, Profit Margin, Debt/Equity.

Bear Case : SUNB

The primary concerns for SUNB are Altman Z-Score, Debt/Equity, EPS Growth.

Key Dynamics to Monitor

PRG carries more volatility with a beta of 1.78 — expect wider price swings.

PRG is growing revenue faster at 11.1% — sustainability is the question.

SUNB generates stronger free cash flow (877M), providing more financial flexibility.

Monitor RENTAL & LEASING SERVICES industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PRG scores higher overall (66/100 vs 58/100) and 11.1% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PROG Holdings Inc

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

PROG Holdings, Inc. is an omnichannel provider of leasing and purchasing solutions for underserved and credit-distressed customers. The company is headquartered in Draper, Utah.

Sunbelt Rentals Holdings, Inc.

INDUSTRIALS · RENTAL & LEASING SERVICES · USA

Sunbelt Rentals Holdings, Inc., engages in the construction, industrial, and general equipment rental business under the Sunbelt Rentals brand name in the United States, the United Kingdom, and Canada. The company is headquartered in Fort Mill, South Carolina.

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