AerCap Holdings NV (AER)vsPROG Holdings Inc (PRG)
AER
AerCap Holdings NV
$141.50
+0.76%
INDUSTRIALS · Cap: $22.56B
PRG
PROG Holdings Inc
$36.96
-0.51%
INDUSTRIALS · Cap: $1.52B
Smart Verdict
WallStSmart Research — data-driven comparison
AerCap Holdings NV generates 243% more annual revenue ($8.96B vs $2.61B). AER leads profitability with a 37.9% profit margin vs 5.6%. AER appears more attractively valued with a PEG of 0.80. AER earns a higher WallStSmart Score of 75/100 (B).
AER
Strong Buy75
out of 100
Grade: B
PRG
Strong Buy69
out of 100
Grade: B-
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-58.1%
Fair Value
$93.75
Current Price
$141.50
$47.75 premium
Margin of Safety
-9.8%
Fair Value
$30.79
Current Price
$36.96
$6.17 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 38 of every $100 in revenue as profit
Strong operational efficiency at 57.5%
Growing faster than its price suggests
Safe zone — low bankruptcy risk
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Revenue surging 22.3% year-over-year
Areas to Watch
Earnings declined 35.3%
Distress zone — elevated risk
Elevated debt levels
Smaller company, higher risk/reward
5.6% margin — thin
Elevated debt levels
Earnings declined 4.2%
Comparative Analysis Report
WallStSmart ResearchBull Case : AER
The strongest argument for AER centers on P/E Ratio, Price/Book, Profit Margin. Profitability is solid with margins at 37.9% and operating margin at 57.5%. Revenue growth of 14.9% demonstrates continued momentum.
Bull Case : PRG
The strongest argument for PRG centers on Altman Z-Score, PEG Ratio, P/E Ratio. Revenue growth of 22.3% demonstrates continued momentum. PEG of 0.93 suggests the stock is reasonably priced for its growth.
Bear Case : AER
The primary concerns for AER are EPS Growth, Altman Z-Score, Debt/Equity. Debt-to-equity of 2.32 is elevated, increasing financial risk.
Bear Case : PRG
The primary concerns for PRG are Market Cap, Profit Margin, Debt/Equity.
Key Dynamics to Monitor
AER profiles as a mature stock while PRG is a growth play — different risk/reward profiles.
PRG carries more volatility with a beta of 1.77 — expect wider price swings.
PRG is growing revenue faster at 22.3% — sustainability is the question.
AER generates stronger free cash flow (139M), providing more financial flexibility.
Bottom Line
AER scores higher overall (75/100 vs 69/100), backed by strong 37.9% margins and 14.9% revenue growth. Both earn "Strong Buy" and "Strong Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
AerCap Holdings NV
INDUSTRIALS · RENTAL & LEASING SERVICES · USA
AerCap Holdings NV is engaged in the leasing, financing, sale and management of commercial aircraft and engines in mainland China, Hong Kong, Macau, the United States, Ireland and internationally. The company is headquartered in Dublin, Ireland.
PROG Holdings Inc
INDUSTRIALS · RENTAL & LEASING SERVICES · USA
PROG Holdings, Inc. is an omnichannel provider of leasing and purchasing solutions for underserved and credit-distressed customers. The company is headquartered in Draper, Utah.
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