Philip Morris International Inc (PM)vsUniversal Corporation (UVV)
PM
Philip Morris International Inc
$208.79
+0.14%
CONSUMER DEFENSIVE · Cap: $325.42B
UVV
Universal Corporation
$41.44
+1.05%
CONSUMER DEFENSIVE · Cap: $1.03B
Smart Verdict
WallStSmart Research — data-driven comparison
Philip Morris International Inc generates 1411% more annual revenue ($43.14B vs $2.85B). PM leads profitability with a 24.8% profit margin vs 0.7%. PM appears more attractively valued with a PEG of 2.75. PM earns a higher WallStSmart Score of 52/100 (C-).
PM
Buy52
out of 100
Grade: C-
UVV
Hold42
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-79.3%
Fair Value
$116.42
Current Price
$208.79
$92.37 premium
Margin of Safety
-4.7%
Fair Value
$50.51
Current Price
$41.44
$9.07 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Strong operational efficiency at 41.9%
Conservative balance sheet, low leverage
Keeps 25 of every $100 in revenue as profit
Generating 5.0B in free cash flow
Reasonable price relative to book value
Safe zone — low bankruptcy risk
Areas to Watch
Premium valuation, high expectations priced in
ROE of 0.0% — below average capital efficiency
Expensive relative to growth rate
Earnings declined 4.8%
Smaller company, higher risk/reward
ROE of 5.8% — below average capital efficiency
0.7% margin — thin
Operating margin of 0.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : PM
The strongest argument for PM centers on Market Cap, Operating Margin, Debt/Equity. Profitability is solid with margins at 24.8% and operating margin at 41.9%.
Bull Case : UVV
The strongest argument for UVV centers on Price/Book, Altman Z-Score.
Bear Case : PM
The primary concerns for PM are P/E Ratio, Return on Equity, PEG Ratio.
Bear Case : UVV
The primary concerns for UVV are Market Cap, Return on Equity, Profit Margin. A P/E of 54.5x leaves little room for execution misses. Thin 0.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
PM profiles as a mature stock while UVV is a value play — different risk/reward profiles.
UVV carries more volatility with a beta of 0.57 — expect wider price swings.
PM is growing revenue faster at 5.5% — sustainability is the question.
PM generates stronger free cash flow (5.0B), providing more financial flexibility.
Bottom Line
PM scores higher overall (52/100 vs 42/100), backed by strong 24.8% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Philip Morris International Inc
CONSUMER DEFENSIVE · TOBACCO · USA
Philip Morris International Inc. (PMI) is a Swiss-American multinational cigarette and tobacco manufacturing company, with products sold in over 180 countries. The most recognized and best selling product of the company is Marlboro.
Universal Corporation
CONSUMER DEFENSIVE · TOBACCO · USA
Universal Corporation processes and supplies leaf tobacco and plant ingredients worldwide. The company is headquartered in Richmond, Virginia.
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