Altria Group (MO)vsUniversal Corporation (UVV)
MO
Altria Group
$70.10
-0.57%
CONSUMER DEFENSIVE · Cap: $115.18B
UVV
Universal Corporation
$44.59
+0.54%
CONSUMER DEFENSIVE · Cap: $1.13B
Smart Verdict
WallStSmart Research — data-driven comparison
Altria Group generates 616% more annual revenue ($20.44B vs $2.85B). MO leads profitability with a 39.0% profit margin vs 0.7%. MO appears more attractively valued with a PEG of 2.60. MO earns a higher WallStSmart Score of 47/100 (D+).
MO
Hold47
out of 100
Grade: D+
UVV
Hold42
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-49.8%
Fair Value
$46.05
Current Price
$70.10
$24.05 premium
Margin of Safety
-4.2%
Fair Value
$50.73
Current Price
$44.59
$6.14 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 39 of every $100 in revenue as profit
Strong operational efficiency at 76.1%
Conservative balance sheet, low leverage
Large-cap with strong market position
Attractively priced relative to earnings
Reasonable price relative to book value
Safe zone — low bankruptcy risk
Areas to Watch
1.2% revenue growth
ROE of 0.0% — below average capital efficiency
Expensive relative to growth rate
Earnings declined 2.7%
Smaller company, higher risk/reward
ROE of 5.8% — below average capital efficiency
0.7% margin — thin
Operating margin of 0.4%
Comparative Analysis Report
WallStSmart ResearchBull Case : MO
The strongest argument for MO centers on Profit Margin, Operating Margin, Debt/Equity. Profitability is solid with margins at 39.0% and operating margin at 76.1%.
Bull Case : UVV
The strongest argument for UVV centers on Price/Book, Altman Z-Score.
Bear Case : MO
The primary concerns for MO are Revenue Growth, Return on Equity, PEG Ratio.
Bear Case : UVV
The primary concerns for UVV are Market Cap, Return on Equity, Profit Margin. A P/E of 60.5x leaves little room for execution misses. Thin 0.7% margins leave little buffer for downturns.
Key Dynamics to Monitor
UVV carries more volatility with a beta of 0.56 — expect wider price swings.
MO is growing revenue faster at 1.2% — sustainability is the question.
UVV generates stronger free cash flow (-133M), providing more financial flexibility.
Monitor TOBACCO industry trends, competitive dynamics, and regulatory changes.
Bottom Line
MO scores higher overall (47/100 vs 42/100), backed by strong 39.0% margins. Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Altria Group
CONSUMER DEFENSIVE · TOBACCO · USA
Altria Group, Inc. (previously known as Philip Morris Companies, Inc.) is an American corporation and one of the world's largest producers and marketers of tobacco, cigarettes and related products. It operates worldwide and is headquartered in unincorporated Henrico County, Virginia, just outside the city of Richmond.
Visit Website →Universal Corporation
CONSUMER DEFENSIVE · TOBACCO · USA
Universal Corporation processes and supplies leaf tobacco and plant ingredients worldwide. The company is headquartered in Richmond, Virginia.
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