British American Tobacco p.l.c. (BTI)vsUniversal Corporation (UVV)
BTI
British American Tobacco p.l.c.
$57.84
-0.97%
CONSUMER DEFENSIVE · Cap: $131.94B
UVV
Universal Corporation
$53.76
+1.68%
CONSUMER DEFENSIVE · Cap: $1.34B
Smart Verdict
WallStSmart Research — data-driven comparison
British American Tobacco p.l.c. generates 776% more annual revenue ($25.61B vs $2.92B). BTI leads profitability with a 30.3% profit margin vs 1.1%. BTI appears more attractively valued with a PEG of 1.57. BTI earns a higher WallStSmart Score of 59/100 (C).
BTI
Buy59
out of 100
Grade: C
UVV
Hold44
out of 100
Grade: D
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+19.2%
Fair Value
$75.94
Current Price
$57.84
$18.10 discount
Margin of Safety
-1.1%
Fair Value
$52.28
Current Price
$53.76
$1.48 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Keeps 30 of every $100 in revenue as profit
Strong operational efficiency at 34.6%
Large-cap with strong market position
Every $100 of equity generates 23 in profit
Attractively priced relative to earnings
Generating 3.0B in free cash flow
Reasonable price relative to book value
Safe zone — low bankruptcy risk
Areas to Watch
Expensive relative to growth rate
Trading at 10.2x book value
0.1% revenue growth
1.6% earnings growth
1.8% revenue growth
Smaller company, higher risk/reward
ROE of 5.8% — below average capital efficiency
1.1% margin — thin
Comparative Analysis Report
WallStSmart ResearchBull Case : BTI
The strongest argument for BTI centers on Profit Margin, Operating Margin, Market Cap. Profitability is solid with margins at 30.3% and operating margin at 34.6%.
Bull Case : UVV
The strongest argument for UVV centers on Price/Book, Altman Z-Score.
Bear Case : BTI
The primary concerns for BTI are PEG Ratio, Price/Book, Revenue Growth.
Bear Case : UVV
The primary concerns for UVV are Revenue Growth, Market Cap, Return on Equity. A P/E of 41.5x leaves little room for execution misses. Thin 1.1% margins leave little buffer for downturns.
Key Dynamics to Monitor
UVV carries more volatility with a beta of 0.57 — expect wider price swings.
UVV is growing revenue faster at 1.8% — sustainability is the question.
BTI generates stronger free cash flow (3.0B), providing more financial flexibility.
Monitor TOBACCO industry trends, competitive dynamics, and regulatory changes.
Bottom Line
BTI scores higher overall (59/100 vs 44/100), backed by strong 30.3% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
British American Tobacco p.l.c.
CONSUMER DEFENSIVE · TOBACCO · USA
British American Tobacco plc offers tobacco and nicotine products to consumers around the world. The company is headquartered in London, the United Kingdom.
Universal Corporation
CONSUMER DEFENSIVE · TOBACCO · USA
Universal Corporation processes and supplies leaf tobacco and plant ingredients worldwide. The company is headquartered in Richmond, Virginia.
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