Procter & Gamble Company (PG)vsTAL Education Group (TAL)
PG
Procter & Gamble Company
$146.46
+0.43%
CONSUMER DEFENSIVE · Cap: $342.51B
TAL
TAL Education Group
$11.12
+2.49%
CONSUMER DEFENSIVE · Cap: $6.55B
Smart Verdict
WallStSmart Research — data-driven comparison
Procter & Gamble Company generates 2782% more annual revenue ($86.72B vs $3.01B). PG leads profitability with a 19.2% profit margin vs 17.6%. TAL appears more attractively valued with a PEG of 0.43. TAL earns a higher WallStSmart Score of 74/100 (B).
PG
Buy61
out of 100
Grade: C+
TAL
Strong Buy74
out of 100
Grade: B
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
-37.3%
Fair Value
$107.17
Current Price
$146.46
$39.29 premium
Margin of Safety
+88.3%
Fair Value
$101.86
Current Price
$11.12
$90.74 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 31 in profit
Safe zone — low bankruptcy risk
Strong operational efficiency at 23.1%
Generating 3.0B in free cash flow
Growing faster than its price suggests
Attractively priced relative to earnings
Revenue surging 31.5% year-over-year
Earnings expanding 536.0% YoY
Reasonable price relative to book value
Areas to Watch
Expensive relative to growth rate
No major concerns identified
Comparative Analysis Report
WallStSmart ResearchBull Case : PG
The strongest argument for PG centers on Market Cap, Return on Equity, Altman Z-Score. Profitability is solid with margins at 19.2% and operating margin at 23.1%.
Bull Case : TAL
The strongest argument for TAL centers on PEG Ratio, P/E Ratio, Revenue Growth. Profitability is solid with margins at 17.6% and operating margin at 9.0%. Revenue growth of 31.5% demonstrates continued momentum.
Bear Case : PG
The primary concerns for PG are PEG Ratio.
Bear Case : TAL
No major red flags identified for TAL, but monitor valuation.
Key Dynamics to Monitor
PG profiles as a mature stock while TAL is a growth play — different risk/reward profiles.
PG carries more volatility with a beta of 0.40 — expect wider price swings.
TAL is growing revenue faster at 31.5% — sustainability is the question.
PG generates stronger free cash flow (3.0B), providing more financial flexibility.
Bottom Line
TAL scores higher overall (74/100 vs 61/100), backed by strong 17.6% margins and 31.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Procter & Gamble Company
CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA
The Procter & Gamble Company (P&G) is an American multinational consumer goods corporation headquartered in Cincinnati, Ohio, founded in 1837 by William Procter and James Gamble. It specializes in a wide range of personal health, consumer health, personal care, and hygiene products; these products are organized into several segments including Beauty; Grooming; Health Care; Fabric & Home Care; and Baby, Feminine, & Family Care. Before the sale of Pringles to Kellogg's, its product portfolio also included food, snacks, and beverages.
Visit Website →TAL Education Group
CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China
TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.
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