WallStSmart

Kimberly-Clark Corporation (KMB)vsTAL Education Group (TAL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Kimberly-Clark Corporation generates 450% more annual revenue ($16.56B vs $3.01B). TAL leads profitability with a 17.6% profit margin vs 12.8%. TAL appears more attractively valued with a PEG of 0.43. TAL earns a higher WallStSmart Score of 74/100 (B).

KMB

Buy

63

out of 100

Grade: C+

Growth: 4.7Profit: 8.0Value: 4.0Quality: 4.0
Piotroski: 3/9Altman Z: 2.19

TAL

Strong Buy

74

out of 100

Grade: B

Growth: 10.0Profit: 6.5Value: 10.0Quality: 6.0
Piotroski: 4/9
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

KMBSignificantly Overvalued (-19.0%)

Margin of Safety

-19.0%

Fair Value

$90.45

Current Price

$96.10

$5.65 premium

UndervaluedFair: $90.45Overvalued
TALUndervalued (+88.3%)

Margin of Safety

+88.3%

Fair Value

$101.86

Current Price

$11.12

$90.74 discount

UndervaluedFair: $101.86Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

KMB1 strengths · Avg: 10.0/10
Return on EquityProfitability
111.7%10/10

Every $100 of equity generates 112 in profit

TAL5 strengths · Avg: 9.6/10
PEG RatioValuation
0.4310/10

Growing faster than its price suggests

P/E RatioValuation
11.7x10/10

Attractively priced relative to earnings

Revenue GrowthGrowth
31.5%10/10

Revenue surging 31.5% year-over-year

EPS GrowthGrowth
536.0%10/10

Earnings expanding 536.0% YoY

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

KMB4 concerns · Avg: 3.3/10
PEG RatioValuation
1.994/10

Expensive relative to growth rate

Revenue GrowthGrowth
2.7%4/10

2.7% revenue growth

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

Price/BookValuation
21.2x2/10

Trading at 21.2x book value

TAL0 concerns · Avg: 0/10

No major concerns identified

Comparative Analysis Report

WallStSmart Research

Bull Case : KMB

The strongest argument for KMB centers on Return on Equity.

Bull Case : TAL

The strongest argument for TAL centers on PEG Ratio, P/E Ratio, Revenue Growth. Profitability is solid with margins at 17.6% and operating margin at 9.0%. Revenue growth of 31.5% demonstrates continued momentum.

Bear Case : KMB

The primary concerns for KMB are PEG Ratio, Revenue Growth, Piotroski F-Score. Debt-to-equity of 4.77 is elevated, increasing financial risk.

Bear Case : TAL

No major red flags identified for TAL, but monitor valuation.

Key Dynamics to Monitor

KMB profiles as a value stock while TAL is a growth play — different risk/reward profiles.

KMB carries more volatility with a beta of 0.30 — expect wider price swings.

TAL is growing revenue faster at 31.5% — sustainability is the question.

TAL generates stronger free cash flow (816M), providing more financial flexibility.

Bottom Line

TAL scores higher overall (74/100 vs 63/100), backed by strong 17.6% margins and 31.5% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Kimberly-Clark Corporation

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

Kimberly-Clark Corporation is an American multinational personal care corporation that produces mostly paper-based consumer products. The company manufactures sanitary paper products and surgical & medical instruments. Kimberly-Clark brand name products include Kleenex facial tissue, Kotex feminine hygiene products, Cottonelle, Scott and Andrex toilet paper, Wypall utility wipes, KimWipes scientific cleaning wipes and Huggies disposable diapers and baby wipes.

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TAL Education Group

CONSUMER DEFENSIVE · EDUCATION & TRAINING SERVICES · China

TAL Education Group offers K-12 afterschool tutoring services in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

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