WallStSmart

Procter & Gamble Company (PG)vsUnilever PLC ADR (UL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Procter & Gamble Company generates 71% more annual revenue ($86.72B vs $50.62B). PG leads profitability with a 19.2% profit margin vs 18.3%. PG appears more attractively valued with a PEG of 4.17. PG earns a higher WallStSmart Score of 61/100 (C+).

PG

Buy

61

out of 100

Grade: C+

Growth: 5.3Profit: 8.5Value: 3.3Quality: 4.3
Piotroski: 2/9

UL

Hold

48

out of 100

Grade: D+

Growth: 2.7Profit: 8.5Value: 4.3Quality: 5.0
Piotroski: 4/9Altman Z: 2.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PGSignificantly Overvalued (-46.8%)

Margin of Safety

-46.8%

Fair Value

$99.55

Current Price

$148.01

$48.46 premium

UndervaluedFair: $99.55Overvalued

Intrinsic value data unavailable for UL.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PG4 strengths · Avg: 8.8/10
Market CapQuality
$341.95B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
29.5%9/10

Every $100 of equity generates 30 in profit

Operating MarginProfitability
23.1%8/10

Strong operational efficiency at 23.1%

Free Cash FlowQuality
$4.87B8/10

Generating 4.9B in free cash flow

UL4 strengths · Avg: 8.8/10
Return on EquityProfitability
76.2%10/10

Every $100 of equity generates 76 in profit

Market CapQuality
$136.54B9/10

Large-cap with strong market position

Operating MarginProfitability
20.3%8/10

Strong operational efficiency at 20.3%

Free Cash FlowQuality
$5.48B8/10

Generating 5.5B in free cash flow

Areas to Watch

PG2 concerns · Avg: 2.5/10
Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
4.172/10

Expensive relative to growth rate

UL4 concerns · Avg: 2.8/10
Revenue GrowthGrowth
0.5%4/10

0.5% revenue growth

Debt/EquityHealth
1.913/10

Elevated debt levels

PEG RatioValuation
12.132/10

Expensive relative to growth rate

EPS GrowthGrowth
-5.6%2/10

Earnings declined 5.6%

Comparative Analysis Report

WallStSmart Research

Bull Case : PG

The strongest argument for PG centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 19.2% and operating margin at 23.1%.

Bull Case : UL

The strongest argument for UL centers on Return on Equity, Market Cap, Operating Margin. Profitability is solid with margins at 18.3% and operating margin at 20.3%.

Bear Case : PG

The primary concerns for PG are Piotroski F-Score, PEG Ratio.

Bear Case : UL

The primary concerns for UL are Revenue Growth, Debt/Equity, PEG Ratio. Debt-to-equity of 1.91 is elevated, increasing financial risk.

Key Dynamics to Monitor

PG profiles as a mature stock while UL is a value play — different risk/reward profiles.

UL carries more volatility with a beta of 0.45 — expect wider price swings.

PG is growing revenue faster at 7.4% — sustainability is the question.

UL generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

PG scores higher overall (61/100 vs 48/100), backed by strong 19.2% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Procter & Gamble Company

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

The Procter & Gamble Company (P&G) is an American multinational consumer goods corporation headquartered in Cincinnati, Ohio, founded in 1837 by William Procter and James Gamble. It specializes in a wide range of personal health, consumer health, personal care, and hygiene products; these products are organized into several segments including Beauty; Grooming; Health Care; Fabric & Home Care; and Baby, Feminine, & Family Care. Before the sale of Pringles to Kellogg's, its product portfolio also included food, snacks, and beverages.

Visit Website →

Unilever PLC ADR

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

Unilever PLC is a fast moving consumer goods company in Asia, Africa, the Middle East, Turkey, Russia, Ukraine, Belarus, America and Europe. The company is headquartered in London, the United Kingdom.

Want to dig deeper into these stocks?