WallStSmart

Procter & Gamble Company (PG)vsUnilever PLC ADR (UL)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Procter & Gamble Company generates 69% more annual revenue ($85.26B vs $50.50B). PG leads profitability with a 19.3% profit margin vs 18.8%. UL appears more attractively valued with a PEG of 1.98. PG earns a higher WallStSmart Score of 53/100 (C-).

PG

Buy

53

out of 100

Grade: C-

Growth: 5.3Profit: 9.0Value: 4.7Quality: 7.0
Piotroski: 4/9Altman Z: 3.01

UL

Buy

50

out of 100

Grade: C-

Growth: 2.0Profit: 8.5Value: 7.3Quality: 5.0
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PGSignificantly Overvalued (-216.5%)

Margin of Safety

-216.5%

Fair Value

$45.76

Current Price

$146.71

$100.95 premium

UndervaluedFair: $45.76Overvalued
ULSignificantly Overvalued (-269.3%)

Margin of Safety

-269.3%

Fair Value

$20.20

Current Price

$62.35

$42.15 premium

UndervaluedFair: $20.20Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PG6 strengths · Avg: 9.3/10
Market CapQuality
$354.54B10/10

Mega-cap, among the largest globally

Return on EquityProfitability
31.6%10/10

Every $100 of equity generates 32 in profit

Revenue GrowthGrowth
150.0%10/10

Revenue surging 150.0% year-over-year

Altman Z-ScoreHealth
3.0110/10

Safe zone — low bankruptcy risk

Operating MarginProfitability
26.3%8/10

Strong operational efficiency at 26.3%

Free Cash FlowQuality
$3.81B8/10

Generating 3.8B in free cash flow

UL4 strengths · Avg: 8.8/10
Return on EquityProfitability
31.0%10/10

Every $100 of equity generates 31 in profit

Market CapQuality
$142.97B9/10

Large-cap with strong market position

Operating MarginProfitability
20.1%8/10

Strong operational efficiency at 20.1%

Free Cash FlowQuality
$5.48B8/10

Generating 5.5B in free cash flow

Areas to Watch

PG2 concerns · Avg: 2.0/10
PEG RatioValuation
4.142/10

Expensive relative to growth rate

EPS GrowthGrowth
-5.4%2/10

Earnings declined 5.4%

UL3 concerns · Avg: 2.7/10
PEG RatioValuation
1.984/10

Expensive relative to growth rate

Revenue GrowthGrowth
-3.2%2/10

Revenue declined 3.2%

EPS GrowthGrowth
-3.4%2/10

Earnings declined 3.4%

Comparative Analysis Report

WallStSmart Research

Bull Case : PG

The strongest argument for PG centers on Market Cap, Return on Equity, Revenue Growth. Profitability is solid with margins at 19.3% and operating margin at 26.3%. Revenue growth of 150.0% demonstrates continued momentum.

Bull Case : UL

The strongest argument for UL centers on Return on Equity, Market Cap, Operating Margin. Profitability is solid with margins at 18.8% and operating margin at 20.1%.

Bear Case : PG

The primary concerns for PG are PEG Ratio, EPS Growth.

Bear Case : UL

The primary concerns for UL are PEG Ratio, Revenue Growth, EPS Growth.

Key Dynamics to Monitor

PG profiles as a growth stock while UL is a declining play — different risk/reward profiles.

PG carries more volatility with a beta of 0.34 — expect wider price swings.

PG is growing revenue faster at 150.0% — sustainability is the question.

UL generates stronger free cash flow (5.5B), providing more financial flexibility.

Bottom Line

PG scores higher overall (53/100 vs 50/100), backed by strong 19.3% margins and 150.0% revenue growth. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Procter & Gamble Company

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

The Procter & Gamble Company (P&G) is an American multinational consumer goods corporation headquartered in Cincinnati, Ohio, founded in 1837 by William Procter and James Gamble. It specializes in a wide range of personal health, consumer health, personal care, and hygiene products; these products are organized into several segments including Beauty; Grooming; Health Care; Fabric & Home Care; and Baby, Feminine, & Family Care. Before the sale of Pringles to Kellogg's, its product portfolio also included food, snacks, and beverages.

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Unilever PLC ADR

CONSUMER DEFENSIVE · HOUSEHOLD & PERSONAL PRODUCTS · USA

Unilever PLC is a fast moving consumer goods company in Asia, Africa, the Middle East, Turkey, Russia, Ukraine, Belarus, America and Europe. The company is headquartered in London, the United Kingdom.

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