WallStSmart

PBF Energy Inc (PBF)vsExxon Mobil Corp (XOM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Exxon Mobil Corp generates 1004% more annual revenue ($323.90B vs $29.33B). XOM leads profitability with a 8.9% profit margin vs -0.5%. XOM appears more attractively valued with a PEG of 2.02. XOM earns a higher WallStSmart Score of 44/100 (D).

PBF

Hold

39

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 4.0Quality: 6.3
Piotroski: 4/9Altman Z: 3.02

XOM

Hold

44

out of 100

Grade: D

Growth: 2.0Profit: 6.0Value: 4.0Quality: 6.5
Piotroski: 1/9Altman Z: 3.44
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for PBF.

XOMSignificantly Overvalued (-275.3%)

Margin of Safety

-275.3%

Fair Value

$45.56

Current Price

$170.99

$125.43 premium

UndervaluedFair: $45.56Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PBF2 strengths · Avg: 10.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.0210/10

Safe zone — low bankruptcy risk

XOM5 strengths · Avg: 9.0/10
Market CapQuality
$712.47B10/10

Mega-cap, among the largest globally

Altman Z-ScoreHealth
3.4410/10

Safe zone — low bankruptcy risk

Debt/EquityHealth
0.279/10

Conservative balance sheet, low leverage

Price/BookValuation
2.8x8/10

Reasonable price relative to book value

Free Cash FlowQuality
$5.23B8/10

Generating 5.2B in free cash flow

Areas to Watch

PBF4 concerns · Avg: 2.0/10
PEG RatioValuation
2.512/10

Expensive relative to growth rate

Return on EquityProfitability
-2.9%2/10

ROE of -2.9% — below average capital efficiency

Revenue GrowthGrowth
-2.9%2/10

Revenue declined 2.9%

EPS GrowthGrowth
-69.9%2/10

Earnings declined 69.9%

XOM4 concerns · Avg: 3.3/10
PEG RatioValuation
2.024/10

Expensive relative to growth rate

P/E RatioValuation
25.5x4/10

Moderate valuation

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Revenue GrowthGrowth
-1.3%2/10

Revenue declined 1.3%

Comparative Analysis Report

WallStSmart Research

Bull Case : PBF

The strongest argument for PBF centers on Price/Book, Altman Z-Score.

Bull Case : XOM

The strongest argument for XOM centers on Market Cap, Altman Z-Score, Debt/Equity.

Bear Case : PBF

The primary concerns for PBF are PEG Ratio, Return on Equity, Revenue Growth.

Bear Case : XOM

The primary concerns for XOM are PEG Ratio, P/E Ratio, Piotroski F-Score.

Key Dynamics to Monitor

PBF profiles as a turnaround stock while XOM is a value play — different risk/reward profiles.

PBF carries more volatility with a beta of 0.41 — expect wider price swings.

XOM is growing revenue faster at -1.3% — sustainability is the question.

XOM generates stronger free cash flow (5.2B), providing more financial flexibility.

Bottom Line

XOM scores higher overall (44/100 vs 39/100). Both earn "Hold" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

PBF Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

PBF Energy Inc., is dedicated to refining and supplying petroleum products. The company is headquartered in Parsippany, New Jersey.

Exxon Mobil Corp

ENERGY · OIL & GAS INTEGRATED · USA

Exxon Mobil Corporation, stylized as ExxonMobil, is an American multinational oil and gas corporation headquartered in Irving, Texas. It is the largest direct descendant of John D. Rockefeller's Standard Oil, and was formed on November 30, 1999 by the merger of Exxon (formerly the Standard Oil Company of New Jersey) and Mobil (formerly the Standard Oil Company of New York). ExxonMobil's primary brands are Exxon, Mobil, Esso, and ExxonMobil Chemical. ExxonMobil is incorporated in New Jersey.

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