WallStSmart

Par Pacific Holdings Inc (PARR)vsPhillips 66 (PSX)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Phillips 66 generates 1673% more annual revenue ($132.38B vs $7.46B). PARR leads profitability with a 5.0% profit margin vs 3.3%. PARR trades at a lower P/E of 7.4x. PSX earns a higher WallStSmart Score of 66/100 (B-).

PARR

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 7.0Value: 8.3Quality: 5.0

PSX

Strong Buy

66

out of 100

Grade: B-

Growth: 5.3Profit: 5.5Value: 10.0Quality: 6.5
Piotroski: 5/9Altman Z: 3.20
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PARRUndervalued (+87.3%)

Margin of Safety

+87.3%

Fair Value

$335.09

Current Price

$61.46

$273.63 discount

UndervaluedFair: $335.09Overvalued
PSXUndervalued (+68.0%)

Margin of Safety

+68.0%

Fair Value

$504.50

Current Price

$181.29

$323.21 discount

UndervaluedFair: $504.50Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PARR4 strengths · Avg: 8.8/10
P/E RatioValuation
7.4x10/10

Attractively priced relative to earnings

Return on EquityProfitability
26.8%9/10

Every $100 of equity generates 27 in profit

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
38.7%8/10

Earnings expanding 38.7% YoY

PSX6 strengths · Avg: 8.8/10
EPS GrowthGrowth
2427.3%10/10

Earnings expanding 2427.3% YoY

Altman Z-ScoreHealth
3.2010/10

Safe zone — low bankruptcy risk

Market CapQuality
$73.78B9/10

Large-cap with strong market position

PEG RatioValuation
0.578/10

Growing faster than its price suggests

P/E RatioValuation
17.1x8/10

Attractively priced relative to earnings

Price/BookValuation
2.5x8/10

Reasonable price relative to book value

Areas to Watch

PARR2 concerns · Avg: 2.5/10
Profit MarginProfitability
5.0%3/10

5.0% margin — thin

Revenue GrowthGrowth
-1.0%2/10

Revenue declined 1.0%

PSX3 concerns · Avg: 3.3/10
Revenue GrowthGrowth
1.3%4/10

1.3% revenue growth

Profit MarginProfitability
3.3%3/10

3.3% margin — thin

Operating MarginProfitability
2.8%3/10

Operating margin of 2.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : PARR

The strongest argument for PARR centers on P/E Ratio, Return on Equity, Price/Book.

Bull Case : PSX

The strongest argument for PSX centers on EPS Growth, Altman Z-Score, Market Cap. PEG of 0.57 suggests the stock is reasonably priced for its growth.

Bear Case : PARR

The primary concerns for PARR are Profit Margin, Revenue Growth. Thin 5.0% margins leave little buffer for downturns.

Bear Case : PSX

The primary concerns for PSX are Revenue Growth, Profit Margin, Operating Margin. Thin 3.3% margins leave little buffer for downturns.

Key Dynamics to Monitor

PARR carries more volatility with a beta of 1.25 — expect wider price swings.

PSX is growing revenue faster at 1.3% — sustainability is the question.

PSX generates stronger free cash flow (2.1B), providing more financial flexibility.

Monitor OIL & GAS REFINING & MARKETING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PSX scores higher overall (66/100 vs 59/100). PARR offers better value entry with a 87.3% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Par Pacific Holdings Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

Par Pacific Holdings, Inc. owns and operates energy and infrastructure businesses. The company is headquartered in Houston, Texas.

Phillips 66

ENERGY · OIL & GAS REFINING & MARKETING · USA

The Phillips 66 Company is an American multinational energy company headquartered in Westchase, Houston, Texas.

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