WallStSmart

Par Pacific Holdings Inc (PARR)vsPBF Energy Inc (PBF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PBF Energy Inc generates 293% more annual revenue ($29.33B vs $7.46B). PARR leads profitability with a 5.0% profit margin vs -0.5%. PARR earns a higher WallStSmart Score of 59/100 (C).

PARR

Buy

59

out of 100

Grade: C

Growth: 7.3Profit: 7.0Value: 8.3Quality: 5.0

PBF

Hold

39

out of 100

Grade: F

Growth: 2.0Profit: 2.0Value: 4.0Quality: 6.3
Piotroski: 4/9Altman Z: 3.02
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PARRUndervalued (+87.3%)

Margin of Safety

+87.3%

Fair Value

$335.09

Current Price

$61.46

$273.63 discount

UndervaluedFair: $335.09Overvalued

Intrinsic value data unavailable for PBF.

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PARR4 strengths · Avg: 8.8/10
P/E RatioValuation
7.4x10/10

Attractively priced relative to earnings

Return on EquityProfitability
26.8%9/10

Every $100 of equity generates 27 in profit

Price/BookValuation
2.0x8/10

Reasonable price relative to book value

EPS GrowthGrowth
38.7%8/10

Earnings expanding 38.7% YoY

PBF2 strengths · Avg: 10.0/10
Price/BookValuation
1.1x10/10

Reasonable price relative to book value

Altman Z-ScoreHealth
3.0210/10

Safe zone — low bankruptcy risk

Areas to Watch

PARR2 concerns · Avg: 2.5/10
Profit MarginProfitability
5.0%3/10

5.0% margin — thin

Revenue GrowthGrowth
-1.0%2/10

Revenue declined 1.0%

PBF4 concerns · Avg: 2.0/10
PEG RatioValuation
2.512/10

Expensive relative to growth rate

Return on EquityProfitability
-2.9%2/10

ROE of -2.9% — below average capital efficiency

Revenue GrowthGrowth
-2.9%2/10

Revenue declined 2.9%

EPS GrowthGrowth
-69.9%2/10

Earnings declined 69.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : PARR

The strongest argument for PARR centers on P/E Ratio, Return on Equity, Price/Book.

Bull Case : PBF

The strongest argument for PBF centers on Price/Book, Altman Z-Score.

Bear Case : PARR

The primary concerns for PARR are Profit Margin, Revenue Growth. Thin 5.0% margins leave little buffer for downturns.

Bear Case : PBF

The primary concerns for PBF are PEG Ratio, Return on Equity, Revenue Growth.

Key Dynamics to Monitor

PARR profiles as a value stock while PBF is a turnaround play — different risk/reward profiles.

PARR carries more volatility with a beta of 1.25 — expect wider price swings.

PARR is growing revenue faster at -1.0% — sustainability is the question.

PARR generates stronger free cash flow (173M), providing more financial flexibility.

Bottom Line

PARR scores higher overall (59/100 vs 39/100). Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Par Pacific Holdings Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

Par Pacific Holdings, Inc. owns and operates energy and infrastructure businesses. The company is headquartered in Houston, Texas.

PBF Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

PBF Energy Inc., is dedicated to refining and supplying petroleum products. The company is headquartered in Parsippany, New Jersey.

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