WallStSmart

Par Pacific Holdings Inc (PARR)vsPBF Energy Inc (PBF)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PBF Energy Inc generates 299% more annual revenue ($34.37B vs $8.62B). PARR leads profitability with a 9.9% profit margin vs 3.9%. PARR trades at a lower P/E of 4.9x. PARR earns a higher WallStSmart Score of 75/100 (B).

PARR

Strong Buy

75

out of 100

Grade: B

Growth: 8.0Profit: 8.5Value: 7.7Quality: 7.0
Piotroski: 5/9Altman Z: 3.04

PBF

Buy

62

out of 100

Grade: C+

Growth: 4.7Profit: 5.5Value: 6.0Quality: 6.0
Piotroski: 3/9Altman Z: 2.86
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

PARRUndervalued (+28.8%)

Margin of Safety

+28.8%

Fair Value

$59.56

Current Price

$84.65

$25.09 discount

UndervaluedFair: $59.56Overvalued
PBFUndervalued (+2.8%)

Margin of Safety

+2.8%

Fair Value

$36.78

Current Price

$78.30

$41.52 discount

UndervaluedFair: $36.78Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

PARR6 strengths · Avg: 9.5/10
P/E RatioValuation
4.9x10/10

Attractively priced relative to earnings

Revenue GrowthGrowth
56.8%10/10

Revenue surging 56.8% year-over-year

EPS GrowthGrowth
699.0%10/10

Earnings expanding 699.0% YoY

Altman Z-ScoreHealth
3.0410/10

Safe zone — low bankruptcy risk

Return on EquityProfitability
30.0%9/10

Every $100 of equity generates 30 in profit

Price/BookValuation
2.1x8/10

Reasonable price relative to book value

PBF4 strengths · Avg: 9.5/10
P/E RatioValuation
6.7x10/10

Attractively priced relative to earnings

Price/BookValuation
1.4x10/10

Reasonable price relative to book value

Revenue GrowthGrowth
56.2%10/10

Revenue surging 56.2% year-over-year

Free Cash FlowQuality
$1.46B8/10

Generating 1.5B in free cash flow

Areas to Watch

PARR0 concerns · Avg: 0/10

No major concerns identified

PBF4 concerns · Avg: 2.5/10
Profit MarginProfitability
3.9%3/10

3.9% margin — thin

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

PEG RatioValuation
2.512/10

Expensive relative to growth rate

EPS GrowthGrowth
-69.9%2/10

Earnings declined 69.9%

Comparative Analysis Report

WallStSmart Research

Bull Case : PARR

The strongest argument for PARR centers on P/E Ratio, Revenue Growth, EPS Growth. Revenue growth of 56.8% demonstrates continued momentum.

Bull Case : PBF

The strongest argument for PBF centers on P/E Ratio, Price/Book, Revenue Growth. Revenue growth of 56.2% demonstrates continued momentum.

Bear Case : PARR

No major red flags identified for PARR, but monitor valuation.

Bear Case : PBF

The primary concerns for PBF are Profit Margin, Piotroski F-Score, PEG Ratio. Thin 3.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

PARR carries more volatility with a beta of 0.77 — expect wider price swings.

PARR is growing revenue faster at 56.8% — sustainability is the question.

PBF generates stronger free cash flow (1.5B), providing more financial flexibility.

Monitor OIL & GAS REFINING & MARKETING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PARR scores higher overall (75/100 vs 62/100) and 56.8% revenue growth. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Par Pacific Holdings Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

Par Pacific Holdings, Inc. owns and operates energy and infrastructure businesses. The company is headquartered in Houston, Texas.

PBF Energy Inc

ENERGY · OIL & GAS REFINING & MARKETING · USA

PBF Energy Inc., is dedicated to refining and supplying petroleum products. The company is headquartered in Parsippany, New Jersey.

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