Oracle Corporation (ORCL)vsPaysign Inc (PAYS)
ORCL
Oracle Corporation
$146.02
-0.73%
TECHNOLOGY · Cap: $423.04B
PAYS
Paysign Inc
$3.77
+12.87%
TECHNOLOGY · Cap: $183.84M
Smart Verdict
WallStSmart Research — data-driven comparison
Oracle Corporation generates 85473% more annual revenue ($64.08B vs $74.88M). ORCL leads profitability with a 25.3% profit margin vs 10.1%. PAYS trades at a lower P/E of 25.7x. ORCL earns a higher WallStSmart Score of 76/100 (B+).
ORCL
Strong Buy76
out of 100
Grade: B+
PAYS
Buy56
out of 100
Grade: C
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+40.2%
Fair Value
$244.26
Current Price
$146.02
$98.24 discount
Margin of Safety
+44.2%
Fair Value
$6.08
Current Price
$3.77
$2.31 discount
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 58 in profit
Strong operational efficiency at 32.7%
Keeps 25 of every $100 in revenue as profit
Growing faster than its price suggests
Revenue surging 21.7% year-over-year
Revenue surging 41.6% year-over-year
Every $100 of equity generates 20 in profit
Earnings expanding 48.8% YoY
Areas to Watch
Moderate valuation
Trading at 12.5x book value
Weak financial health signals
Negative free cash flow — burning cash
Moderate valuation
Smaller company, higher risk/reward
Comparative Analysis Report
WallStSmart ResearchBull Case : ORCL
The strongest argument for ORCL centers on Market Cap, Return on Equity, Operating Margin. Profitability is solid with margins at 25.3% and operating margin at 32.7%. Revenue growth of 21.7% demonstrates continued momentum.
Bull Case : PAYS
The strongest argument for PAYS centers on Revenue Growth, Return on Equity, EPS Growth. Revenue growth of 41.6% demonstrates continued momentum.
Bear Case : ORCL
The primary concerns for ORCL are P/E Ratio, Price/Book, Piotroski F-Score. Debt-to-equity of 4.15 is elevated, increasing financial risk.
Bear Case : PAYS
The primary concerns for PAYS are P/E Ratio, Market Cap.
Key Dynamics to Monitor
ORCL carries more volatility with a beta of 1.65 — expect wider price swings.
PAYS is growing revenue faster at 41.6% — sustainability is the question.
PAYS generates stronger free cash flow (5M), providing more financial flexibility.
Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.
Bottom Line
ORCL scores higher overall (76/100 vs 56/100), backed by strong 25.3% margins and 21.7% revenue growth. PAYS offers better value entry with a 44.2% margin of safety. Both earn "Strong Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Oracle Corporation
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
Oracle is an American multinational computer technology corporation headquartered in Austin, Texas. The company was formerly headquartered in Redwood Shores, California until December 2020 when it moved its headquarters to Texas. The company sells database software and technology, cloud engineered systems, and enterprise software products, particularly its own brands of database management systems.
Visit Website →Paysign Inc
TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA
PaySign, Inc. offers prepaid card products and processing services under the PaySign brand for corporate, consumer and government applications. The company is headquartered in Henderson, Nevada.
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