WallStSmart

Crowdstrike Holdings Inc (CRWD)vsPaysign Inc (PAYS)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Crowdstrike Holdings Inc generates 5262% more annual revenue ($5.40B vs $100.64M). PAYS leads profitability with a 15.7% profit margin vs 0.8%. PAYS trades at a lower P/E of 49.8x. PAYS earns a higher WallStSmart Score of 63/100 (C+).

CRWD

Hold

43

out of 100

Grade: D

Growth: 9.3Profit: 3.0Value: 3.0Quality: 6.0
Piotroski: 2/9Altman Z: 1.00

PAYS

Buy

63

out of 100

Grade: C+

Growth: 10.0Profit: 8.5Value: 6.3Quality: 5.0
Piotroski: 3/9Altman Z: 0.72
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for CRWD.

PAYSUndervalued (+57.1%)

Margin of Safety

+57.1%

Fair Value

$7.90

Current Price

$13.01

$5.11 discount

UndervaluedFair: $7.90Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

CRWD4 strengths · Avg: 9.3/10
Market CapQuality
$211.69B10/10

Mega-cap, among the largest globally

EPS GrowthGrowth
533.0%10/10

Earnings expanding 533.0% YoY

Debt/EquityHealth
0.169/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
25.8%8/10

Revenue surging 25.8% year-over-year

PAYS5 strengths · Avg: 9.4/10
Revenue GrowthGrowth
48.1%10/10

Revenue surging 48.1% year-over-year

EPS GrowthGrowth
450.0%10/10

Earnings expanding 450.0% YoY

Debt/EquityHealth
0.0910/10

Conservative balance sheet, low leverage

Return on EquityProfitability
26.2%9/10

Every $100 of equity generates 26 in profit

Operating MarginProfitability
28.3%8/10

Strong operational efficiency at 28.3%

Areas to Watch

CRWD4 concerns · Avg: 2.8/10
Return on EquityProfitability
1.1%3/10

ROE of 1.1% — below average capital efficiency

Profit MarginProfitability
0.8%3/10

0.8% margin — thin

Piotroski F-ScoreQuality
2/93/10

Weak financial health signals

PEG RatioValuation
6.682/10

Expensive relative to growth rate

PAYS4 concerns · Avg: 3.0/10
Price/BookValuation
12.2x4/10

Trading at 12.2x book value

Market CapQuality
$759.42M3/10

Smaller company, higher risk/reward

Piotroski F-ScoreQuality
3/93/10

Weak financial health signals

P/E RatioValuation
49.8x2/10

Premium valuation, high expectations priced in

Comparative Analysis Report

WallStSmart Research

Bull Case : CRWD

The strongest argument for CRWD centers on Market Cap, EPS Growth, Debt/Equity. Revenue growth of 25.8% demonstrates continued momentum.

Bull Case : PAYS

The strongest argument for PAYS centers on Revenue Growth, EPS Growth, Debt/Equity. Profitability is solid with margins at 15.7% and operating margin at 28.3%. Revenue growth of 48.1% demonstrates continued momentum.

Bear Case : CRWD

The primary concerns for CRWD are Return on Equity, Profit Margin, Piotroski F-Score. A P/E of 5168.5x leaves little room for execution misses. Thin 0.8% margins leave little buffer for downturns.

Bear Case : PAYS

The primary concerns for PAYS are Price/Book, Market Cap, Piotroski F-Score. A P/E of 49.8x leaves little room for execution misses.

Key Dynamics to Monitor

CRWD carries more volatility with a beta of 1.25 — expect wider price swings.

PAYS is growing revenue faster at 48.1% — sustainability is the question.

CRWD generates stronger free cash flow (406M), providing more financial flexibility.

Monitor SOFTWARE - INFRASTRUCTURE industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PAYS scores higher overall (63/100 vs 43/100), backed by strong 15.7% margins and 48.1% revenue growth. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Crowdstrike Holdings Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

CrowdStrike Holdings, Inc. provides cloud solutions for endpoint and cloud workload protection in the United States, Australia, Germany, India, Israel, Romania, and the United Kingdom. The company is headquartered in Sunnyvale, California.

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Paysign Inc

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

PaySign, Inc. offers prepaid card products and processing services under the PaySign brand for corporate, consumer and government applications. The company is headquartered in Henderson, Nevada.

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