WallStSmart

Nerdy Inc (NRDY)vsPalantir Technologies Inc. (PLTR)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Palantir Technologies Inc. generates 2800% more annual revenue ($5.22B vs $180.13M). PLTR leads profitability with a 43.7% profit margin vs -18.6%. PLTR earns a higher WallStSmart Score of 73/100 (B).

NRDY

Avoid

24

out of 100

Grade: F

Growth: 4.0Profit: 2.0Value: 6.7Quality: 4.5
Piotroski: 2/9Altman Z: -10.39

PLTR

Strong Buy

73

out of 100

Grade: B

Growth: 10.0Profit: 9.5Value: 2.7Quality: 9.0
Piotroski: 5/9Altman Z: 4.62
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NRDYUndervalued (+65.2%)

Margin of Safety

+65.2%

Fair Value

$2.87

Current Price

$0.82

$2.05 discount

UndervaluedFair: $2.87Overvalued
PLTRSignificantly Overvalued (-78.1%)

Margin of Safety

-78.1%

Fair Value

$76.08

Current Price

$141.70

$65.62 premium

UndervaluedFair: $76.08Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NRDY0 strengths · Avg: 0/10

No standout strengths identified

PLTR6 strengths · Avg: 10.0/10
Market CapQuality
$364.80B10/10

Mega-cap, among the largest globally

Profit MarginProfitability
43.7%10/10

Keeps 44 of every $100 in revenue as profit

Operating MarginProfitability
46.2%10/10

Strong operational efficiency at 46.2%

Revenue GrowthGrowth
84.7%10/10

Revenue surging 84.7% year-over-year

EPS GrowthGrowth
325.0%10/10

Earnings expanding 325.0% YoY

Debt/EquityHealth
0.0310/10

Conservative balance sheet, low leverage

Areas to Watch

NRDY4 concerns · Avg: 3.5/10
Revenue GrowthGrowth
2.4%4/10

2.4% revenue growth

EPS GrowthGrowth
0.0%4/10

0.0% earnings growth

Market CapQuality
$157.09M3/10

Smaller company, higher risk/reward

Debt/EquityHealth
1.013/10

Elevated debt levels

PLTR3 concerns · Avg: 2.7/10
PEG RatioValuation
2.304/10

Expensive relative to growth rate

P/E RatioValuation
172.9x2/10

Premium valuation, high expectations priced in

Price/BookValuation
40.1x2/10

Trading at 40.1x book value

Comparative Analysis Report

WallStSmart Research

Bull Case : NRDY

NRDY has a balanced fundamental profile.

Bull Case : PLTR

The strongest argument for PLTR centers on Market Cap, Profit Margin, Operating Margin. Profitability is solid with margins at 43.7% and operating margin at 46.2%. Revenue growth of 84.7% demonstrates continued momentum.

Bear Case : NRDY

The primary concerns for NRDY are Revenue Growth, EPS Growth, Market Cap.

Bear Case : PLTR

The primary concerns for PLTR are PEG Ratio, P/E Ratio, Price/Book. A P/E of 172.9x leaves little room for execution misses.

Key Dynamics to Monitor

NRDY profiles as a turnaround stock while PLTR is a growth play — different risk/reward profiles.

NRDY carries more volatility with a beta of 1.76 — expect wider price swings.

PLTR is growing revenue faster at 84.7% — sustainability is the question.

PLTR generates stronger free cash flow (892M), providing more financial flexibility.

Bottom Line

PLTR scores higher overall (73/100 vs 24/100), backed by strong 43.7% margins and 84.7% revenue growth. NRDY offers better value entry with a 65.2% margin of safety. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Nerdy Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

Nerdy Inc. is a leading online learning platform, recognized for its flagship brand, Varsity Tutors, which offers personalized educational experiences through cutting-edge technology. The company provides a comprehensive suite of services, including individualized tutoring and small group classes, catering to a wide array of subjects and educational levels. With a robust focus on data analytics to optimize learning outcomes, Nerdy is strategically positioned to leverage the growing online education market. Driven by a commitment to enhancing accessibility and empowering learners, Nerdy Inc. is set to play a pivotal role in the evolution of education.

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Palantir Technologies Inc.

TECHNOLOGY · SOFTWARE - INFRASTRUCTURE · USA

Palantir Technologies Inc. creates and implements software platforms for the intelligence community in the United States to assist in counterterrorism investigations and operations. The company is headquartered in Denver, Colorado.

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