WallStSmart

Niu Technologies (NIU)vsToyota Motor Corporation ADR (TM)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Toyota Motor Corporation ADR generates 1100668% more annual revenue ($51.96T vs $4.72B). TM leads profitability with a 8.6% profit margin vs -4.3%. TM earns a higher WallStSmart Score of 65/100 (C+).

NIU

Avoid

34

out of 100

Grade: F

Growth: 4.7Profit: 2.0Value: 5.0Quality: 5.5
Piotroski: 4/9Altman Z: 1.25

TM

Buy

65

out of 100

Grade: C+

Growth: 8.0Profit: 5.5Value: 6.3Quality: 4.5
Piotroski: 3/9Altman Z: 1.64

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NIU1 strengths · Avg: 8.0/10
Price/BookValuation
1.5x8/10

Reasonable price relative to book value

TM3 strengths · Avg: 10.0/10
Market CapQuality
$233.41B10/10

Mega-cap, among the largest globally

P/E RatioValuation
8.9x10/10

Attractively priced relative to earnings

EPS GrowthGrowth
86.9%10/10

Earnings expanding 86.9% YoY

Areas to Watch

NIU4 concerns · Avg: 2.3/10
Market CapQuality
$152.95M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-11.0%2/10

ROE of -11.0% — below average capital efficiency

EPS GrowthGrowth
-96.7%2/10

Earnings declined 96.7%

Altman Z-ScoreHealth
1.252/10

Distress zone — elevated risk

TM4 concerns · Avg: 3.8/10
PEG RatioValuation
1.564/10

Expensive relative to growth rate

Price/BookValuation
16.1x4/10

Trading at 16.1x book value

Altman Z-ScoreHealth
1.644/10

Distress zone — elevated risk

Debt/EquityHealth
1.183/10

Elevated debt levels

Comparative Analysis Report

WallStSmart Research

Bull Case : NIU

The strongest argument for NIU centers on Price/Book. Revenue growth of 14.7% demonstrates continued momentum.

Bull Case : TM

The strongest argument for TM centers on Market Cap, P/E Ratio, EPS Growth. Revenue growth of 10.4% demonstrates continued momentum.

Bear Case : NIU

The primary concerns for NIU are Market Cap, Return on Equity, EPS Growth.

Bear Case : TM

The primary concerns for TM are PEG Ratio, Price/Book, Altman Z-Score.

Key Dynamics to Monitor

NIU profiles as a turnaround stock while TM is a value play — different risk/reward profiles.

TM carries more volatility with a beta of 0.34 — expect wider price swings.

NIU is growing revenue faster at 14.7% — sustainability is the question.

Monitor AUTO MANUFACTURERS industry trends, competitive dynamics, and regulatory changes.

Bottom Line

TM scores higher overall (65/100 vs 34/100) and 10.4% revenue growth. Both earn "Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Niu Technologies

CONSUMER CYCLICAL · AUTO MANUFACTURERS · China

Niu Technologies designs, manufactures and sells smart electric scooters in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

Toyota Motor Corporation ADR

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

Toyota Motor Corporation designs, manufactures, assembles and sells passenger cars, minivans and commercial vehicles, and related parts and accessories. The company is headquartered in Toyota, Japan.

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