WallStSmart

Niu Technologies (NIU)vsFerrari NV (RACE)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

Ferrari NV generates 59% more annual revenue ($7.20B vs $4.54B). RACE leads profitability with a 22.2% profit margin vs -2.1%. RACE earns a higher WallStSmart Score of 50/100 (C-).

NIU

Hold

38

out of 100

Grade: F

Growth: 6.0Profit: 2.0Value: 5.0Quality: 5.0
Piotroski: 4/9Altman Z: 1.21

RACE

Buy

50

out of 100

Grade: C-

Growth: 5.3Profit: 9.0Value: 2.7Quality: 6.5
Piotroski: 6/9Altman Z: 1.44
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for NIU.

RACESignificantly Overvalued (-44.3%)

Margin of Safety

-44.3%

Fair Value

$243.71

Current Price

$346.99

$103.28 premium

UndervaluedFair: $243.71Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NIU2 strengths · Avg: 9.0/10
Revenue GrowthGrowth
33.4%10/10

Revenue surging 33.4% year-over-year

Price/BookValuation
1.6x8/10

Reasonable price relative to book value

RACE4 strengths · Avg: 9.0/10
Return on EquityProfitability
39.3%10/10

Every $100 of equity generates 39 in profit

Market CapQuality
$62.33B9/10

Large-cap with strong market position

Profit MarginProfitability
22.2%9/10

Keeps 22 of every $100 in revenue as profit

Operating MarginProfitability
29.5%8/10

Strong operational efficiency at 29.5%

Areas to Watch

NIU4 concerns · Avg: 2.3/10
Market CapQuality
$178.05M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
-11.0%2/10

ROE of -11.0% — below average capital efficiency

EPS GrowthGrowth
-96.7%2/10

Earnings declined 96.7%

Altman Z-ScoreHealth
1.212/10

Distress zone — elevated risk

RACE4 concerns · Avg: 4.0/10
P/E RatioValuation
33.8x4/10

Premium valuation, high expectations priced in

Price/BookValuation
13.0x4/10

Trading at 13.0x book value

Revenue GrowthGrowth
3.2%4/10

3.2% revenue growth

EPS GrowthGrowth
1.3%4/10

1.3% earnings growth

Comparative Analysis Report

WallStSmart Research

Bull Case : NIU

The strongest argument for NIU centers on Revenue Growth, Price/Book. Revenue growth of 33.4% demonstrates continued momentum.

Bull Case : RACE

The strongest argument for RACE centers on Return on Equity, Market Cap, Profit Margin. Profitability is solid with margins at 22.2% and operating margin at 29.5%.

Bear Case : NIU

The primary concerns for NIU are Market Cap, Return on Equity, EPS Growth.

Bear Case : RACE

The primary concerns for RACE are P/E Ratio, Price/Book, Revenue Growth.

Key Dynamics to Monitor

NIU profiles as a hypergrowth stock while RACE is a value play — different risk/reward profiles.

RACE carries more volatility with a beta of 0.59 — expect wider price swings.

NIU is growing revenue faster at 33.4% — sustainability is the question.

RACE generates stronger free cash flow (732M), providing more financial flexibility.

Bottom Line

RACE scores higher overall (50/100 vs 38/100), backed by strong 22.2% margins. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Niu Technologies

CONSUMER CYCLICAL · AUTO MANUFACTURERS · China

Niu Technologies designs, manufactures and sells smart electric scooters in the People's Republic of China. The company is headquartered in Beijing, the People's Republic of China.

Ferrari NV

CONSUMER CYCLICAL · AUTO MANUFACTURERS · USA

Ferrari NV designs, designs, produces and sells high performance sports cars. The company is headquartered in Maranello, Italy.

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