WallStSmart

Neo-Concept International Group Holdings Limited Ordinary Shares (NCI)vsPVH Corp (PVH)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

PVH Corp generates 3970% more annual revenue ($8.82B vs $216.65M). NCI leads profitability with a 4.0% profit margin vs 3.9%. PVH appears more attractively valued with a PEG of 0.33. PVH earns a higher WallStSmart Score of 57/100 (C).

NCI

Hold

47

out of 100

Grade: D+

Growth: 4.7Profit: 5.5Value: 10.0Quality: 7.5
Piotroski: 4/9Altman Z: 2.26

PVH

Buy

57

out of 100

Grade: C

Growth: 2.7Profit: 5.0Value: 7.3Quality: 5.8
Piotroski: 5/9Altman Z: 2.35
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

NCIUndervalued (+81.8%)

Margin of Safety

+81.8%

Fair Value

$13.10

Current Price

$5.59

$7.51 discount

UndervaluedFair: $13.10Overvalued
PVHSignificantly Overvalued (-54.1%)

Margin of Safety

-54.1%

Fair Value

$44.47

Current Price

$67.08

$22.61 premium

UndervaluedFair: $44.47Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NCI1 strengths · Avg: 8.0/10
EPS GrowthGrowth
34.0%8/10

Earnings expanding 34.0% YoY

PVH3 strengths · Avg: 10.0/10
PEG RatioValuation
0.3310/10

Growing faster than its price suggests

P/E RatioValuation
10.1x10/10

Attractively priced relative to earnings

Price/BookValuation
0.6x10/10

Reasonable price relative to book value

Areas to Watch

NCI4 concerns · Avg: 3.0/10
Market CapQuality
$107.81M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
4.0%3/10

4.0% margin — thin

Operating MarginProfitability
3.8%3/10

Operating margin of 3.8%

Debt/EquityHealth
1.183/10

Elevated debt levels

PVH4 concerns · Avg: 3.0/10
Revenue GrowthGrowth
1.7%4/10

1.7% revenue growth

Return on EquityProfitability
6.7%3/10

ROE of 6.7% — below average capital efficiency

Profit MarginProfitability
3.9%3/10

3.9% margin — thin

EPS GrowthGrowth
-96.2%2/10

Earnings declined 96.2%

Comparative Analysis Report

WallStSmart Research

Bull Case : NCI

The strongest argument for NCI centers on EPS Growth. PEG of 1.13 suggests the stock is reasonably priced for its growth.

Bull Case : PVH

The strongest argument for PVH centers on PEG Ratio, P/E Ratio, Price/Book. PEG of 0.33 suggests the stock is reasonably priced for its growth.

Bear Case : NCI

The primary concerns for NCI are Market Cap, Profit Margin, Operating Margin. Thin 4.0% margins leave little buffer for downturns.

Bear Case : PVH

The primary concerns for PVH are Revenue Growth, Return on Equity, Profit Margin. Thin 3.9% margins leave little buffer for downturns.

Key Dynamics to Monitor

PVH is growing revenue faster at 1.7% — sustainability is the question.

NCI generates stronger free cash flow (-28,140), providing more financial flexibility.

Monitor APPAREL MANUFACTURING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

PVH scores higher overall (57/100 vs 47/100). NCI offers better value entry with a 81.8% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Neo-Concept International Group Holdings Limited Ordinary Shares

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Navigant Consulting, Inc. provides professional services worldwide. The company is headquartered in Chicago, Illinois.

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PVH Corp

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

PVH Corp., formerly known as the Phillips-Van Heusen Corporation, is an American clothing company which owns brands such as Van Heusen, Tommy Hilfiger, Calvin Klein, IZOD, Arrow, Warner's, Olga, True & Co., and Geoffrey Beene.

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