WallStSmart

Neo-Concept International Group Holdings Limited Ordinary Shares (NCI)vsVF Corporation (VFC)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

VF Corporation generates 9215% more annual revenue ($12.78B vs $137.25M). VFC leads profitability with a 5.5% profit margin vs 0.2%. VFC appears more attractively valued with a PEG of 0.43. VFC earns a higher WallStSmart Score of 66/100 (B-).

NCI

Hold

40

out of 100

Grade: F

Growth: 4.7Profit: 3.0Value: 4.3Quality: 6.5
Piotroski: 4/9Altman Z: 1.58

VFC

Strong Buy

66

out of 100

Grade: B-

Growth: 5.3Profit: 5.5Value: 8.7Quality: 4.5
Piotroski: 5/9Altman Z: 1.46
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

Intrinsic value data unavailable for NCI.

VFCUndervalued (+77.4%)

Margin of Safety

+77.4%

Fair Value

$92.11

Current Price

$16.59

$75.52 discount

UndervaluedFair: $92.11Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

NCI1 strengths · Avg: 8.0/10
EPS GrowthGrowth
34.0%8/10

Earnings expanding 34.0% YoY

VFC3 strengths · Avg: 9.3/10
PEG RatioValuation
0.4310/10

Growing faster than its price suggests

EPS GrowthGrowth
78.1%10/10

Earnings expanding 78.1% YoY

Price/BookValuation
1.8x8/10

Reasonable price relative to book value

Areas to Watch

NCI4 concerns · Avg: 3.0/10
Altman Z-ScoreHealth
1.584/10

Distress zone — elevated risk

Market CapQuality
$188.00M3/10

Smaller company, higher risk/reward

Profit MarginProfitability
0.2%3/10

0.2% margin — thin

P/E RatioValuation
124.3x2/10

Premium valuation, high expectations priced in

VFC4 concerns · Avg: 3.5/10
P/E RatioValuation
27.6x4/10

Moderate valuation

Revenue GrowthGrowth
1.0%4/10

1.0% revenue growth

Profit MarginProfitability
5.5%3/10

5.5% margin — thin

Operating MarginProfitability
3.8%3/10

Operating margin of 3.8%

Comparative Analysis Report

WallStSmart Research

Bull Case : NCI

The strongest argument for NCI centers on EPS Growth. PEG of 1.13 suggests the stock is reasonably priced for its growth.

Bull Case : VFC

The strongest argument for VFC centers on PEG Ratio, EPS Growth, Price/Book. PEG of 0.43 suggests the stock is reasonably priced for its growth.

Bear Case : NCI

The primary concerns for NCI are Altman Z-Score, Market Cap, Profit Margin. A P/E of 124.3x leaves little room for execution misses. Thin 0.2% margins leave little buffer for downturns.

Bear Case : VFC

The primary concerns for VFC are P/E Ratio, Revenue Growth, Profit Margin. Debt-to-equity of 2.69 is elevated, increasing financial risk.

Key Dynamics to Monitor

VFC carries more volatility with a beta of 0.97 — expect wider price swings.

VFC is growing revenue faster at 1.0% — sustainability is the question.

NCI generates stronger free cash flow (18M), providing more financial flexibility.

Monitor APPAREL MANUFACTURING industry trends, competitive dynamics, and regulatory changes.

Bottom Line

VFC scores higher overall (66/100 vs 40/100). Both earn "Strong Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

Neo-Concept International Group Holdings Limited Ordinary Shares

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

Navigant Consulting, Inc. provides professional services worldwide. The company is headquartered in Chicago, Illinois.

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VF Corporation

CONSUMER CYCLICAL · APPAREL MANUFACTURING · USA

VF Corporation is an American worldwide apparel and footwear company founded in 1899 and headquartered in Denver, Colorado. The company's more than 30 brands are organized into three categories: Outdoor, Active and Work.

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