MGIC Investment Corp (MTG)vsTiptree Inc (TIPT)
MTG
MGIC Investment Corp
$25.51
+1.55%
FINANCIAL SERVICES · Cap: $5.46B
TIPT
Tiptree Inc
$17.67
+1.14%
FINANCIAL SERVICES · Cap: $661.99M
Smart Verdict
WallStSmart Research — data-driven comparison
MGIC Investment Corp generates -49851% more annual revenue ($1.20B vs $-2.42M). MTG leads profitability with a 59.6% profit margin vs 0.0%. MTG appears more attractively valued with a PEG of 0.40. MTG earns a higher WallStSmart Score of 65/100 (C+).
MTG
Buy65
out of 100
Grade: C+
TIPT
Buy55
out of 100
Grade: C-
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Growing faster than its price suggests
Attractively priced relative to earnings
Reasonable price relative to book value
Keeps 60 of every $100 in revenue as profit
Strong operational efficiency at 72.6%
Conservative balance sheet, low leverage
Reasonable price relative to book value
Strong operational efficiency at 3547.0%
Earnings expanding 149.9% YoY
Conservative balance sheet, low leverage
Areas to Watch
1.3% earnings growth
Weak financial health signals
Revenue declined 3.0%
Smaller company, higher risk/reward
ROE of 6.0% — below average capital efficiency
0.0% margin — thin
Expensive relative to growth rate
Comparative Analysis Report
WallStSmart ResearchBull Case : MTG
The strongest argument for MTG centers on PEG Ratio, P/E Ratio, Price/Book. Profitability is solid with margins at 59.6% and operating margin at 72.6%. PEG of 0.40 suggests the stock is reasonably priced for its growth.
Bull Case : TIPT
The strongest argument for TIPT centers on Price/Book, Operating Margin, EPS Growth.
Bear Case : MTG
The primary concerns for MTG are EPS Growth, Piotroski F-Score, Revenue Growth.
Bear Case : TIPT
The primary concerns for TIPT are Market Cap, Return on Equity, Profit Margin.
Key Dynamics to Monitor
MTG profiles as a declining stock while TIPT is a value play — different risk/reward profiles.
TIPT carries more volatility with a beta of 0.93 — expect wider price swings.
MTG is growing revenue faster at -3.0% — sustainability is the question.
MTG generates stronger free cash flow (77M), providing more financial flexibility.
Bottom Line
MTG scores higher overall (65/100 vs 55/100), backed by strong 59.6% margins. Both earn "Buy" and "Buy" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
MGIC Investment Corp
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
MGIC Investment Corporation offers private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government-sponsored entities in the United States, Puerto Rico, and Guam. The company is headquartered in Milwaukee, Wisconsin.
Tiptree Inc
FINANCIAL SERVICES · INSURANCE - SPECIALTY · USA
Tiptree Inc., underwrites and manages specialty insurance products primarily in the United States. The company is headquartered in New York, New York.
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