WM Technology Inc (MAPS)vsSAP SE ADR (SAP)
MAPS
WM Technology Inc
$0.42
+1.48%
TECHNOLOGY · Cap: $65.75M
SAP
SAP SE ADR
$206.16
+3.36%
TECHNOLOGY · Cap: $208.77B
Smart Verdict
WallStSmart Research — data-driven comparison
SAP SE ADR generates 21894% more annual revenue ($38.19B vs $173.65M). SAP leads profitability with a 20.4% profit margin vs 0.9%. SAP trades at a lower P/E of 24.5x. SAP earns a higher WallStSmart Score of 64/100 (C+).
MAPS
Hold36
out of 100
Grade: F
SAP
Buy64
out of 100
Grade: C+
Intrinsic Value Comparison
Multi-model valuation · Graham Formula
Margin of Safety
+78.0%
Fair Value
$3.11
Current Price
$0.42
$2.69 discount
Margin of Safety
-30.4%
Fair Value
$150.68
Current Price
$206.16
$55.48 premium
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Reasonable price relative to book value
Mega-cap, among the largest globally
Safe zone — low bankruptcy risk
Keeps 20 of every $100 in revenue as profit
Strong operational efficiency at 27.6%
Earnings expanding 30.6% YoY
Generating 3.0B in free cash flow
Areas to Watch
Premium valuation, high expectations priced in
Smaller company, higher risk/reward
ROE of 2.5% — below average capital efficiency
0.9% margin — thin
Expensive relative to growth rate
Trading at 65.9x book value
Comparative Analysis Report
WallStSmart ResearchBull Case : MAPS
The strongest argument for MAPS centers on Price/Book.
Bull Case : SAP
The strongest argument for SAP centers on Market Cap, Altman Z-Score, Profit Margin. Profitability is solid with margins at 20.4% and operating margin at 27.6%.
Bear Case : MAPS
The primary concerns for MAPS are P/E Ratio, Market Cap, Return on Equity. Thin 0.9% margins leave little buffer for downturns.
Bear Case : SAP
The primary concerns for SAP are PEG Ratio, Price/Book.
Key Dynamics to Monitor
MAPS profiles as a value stock while SAP is a mature play — different risk/reward profiles.
MAPS carries more volatility with a beta of 0.79 — expect wider price swings.
SAP is growing revenue faster at 9.4% — sustainability is the question.
SAP generates stronger free cash flow (3.0B), providing more financial flexibility.
Bottom Line
SAP scores higher overall (64/100 vs 36/100), backed by strong 20.4% margins. MAPS offers better value entry with a 78.0% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
WM Technology Inc
TECHNOLOGY · SOFTWARE - APPLICATION · USA
WM Technology Inc. (MAPS) stands out as a leading technology provider within the rapidly evolving cannabis industry, offering a comprehensive suite of solutions that includes point-of-sale systems, e-commerce platforms, and compliance management tools. With a strong emphasis on innovation and customer service, the company is dedicated to empowering cannabis businesses to improve operational efficiency and adeptly manage regulatory challenges. As the legal cannabis market experiences significant growth, WM Technology's integrated offerings position it as a crucial partner for clients aiming to succeed and differentiate themselves in an increasingly competitive environment.
Visit Website →SAP SE ADR
TECHNOLOGY · SOFTWARE - APPLICATION · USA
SAP SE is a global enterprise application software company. The company is headquartered in Walldorf, Germany.
Visit Website →Compare with Other SOFTWARE - APPLICATION Stocks
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