WallStSmart

WM Technology Inc (MAPS)vsServiceNow Inc (NOW)

VS

Smart Verdict

WallStSmart Research — data-driven comparison

ServiceNow Inc generates 7939% more annual revenue ($13.96B vs $173.65M). NOW leads profitability with a 12.6% profit margin vs 0.9%. MAPS trades at a lower P/E of 38.0x. NOW earns a higher WallStSmart Score of 54/100 (C-).

MAPS

Hold

36

out of 100

Grade: F

Growth: 2.0Profit: 4.5Value: 6.3Quality: 7.0
Piotroski: 2/9Altman Z: 2.37

NOW

Buy

54

out of 100

Grade: C-

Growth: 7.3Profit: 6.0Value: 6.0Quality: 5.0
Piotroski: 1/9Altman Z: 1.65
IV

Intrinsic Value Comparison

Multi-model valuation · Graham Formula

MAPSUndervalued (+78.0%)

Margin of Safety

+78.0%

Fair Value

$3.11

Current Price

$0.40

$2.71 discount

UndervaluedFair: $3.11Overvalued
NOWUndervalued (+82.6%)

Margin of Safety

+82.6%

Fair Value

$613.35

Current Price

$112.45

$500.90 discount

UndervaluedFair: $613.35Overvalued

Key Strengths & Concerns

Side-by-side fundamental analysis

Key Strengths

MAPS1 strengths · Avg: 10.0/10
Price/BookValuation
0.7x10/10

Reasonable price relative to book value

NOW4 strengths · Avg: 8.5/10
Market CapQuality
$131.65B9/10

Large-cap with strong market position

Debt/EquityHealth
0.219/10

Conservative balance sheet, low leverage

Revenue GrowthGrowth
22.1%8/10

Revenue surging 22.1% year-over-year

Free Cash FlowQuality
$1.53B8/10

Generating 1.5B in free cash flow

Areas to Watch

MAPS4 concerns · Avg: 3.3/10
P/E RatioValuation
38.0x4/10

Premium valuation, high expectations priced in

Market CapQuality
$65.75M3/10

Smaller company, higher risk/reward

Return on EquityProfitability
2.5%3/10

ROE of 2.5% — below average capital efficiency

Profit MarginProfitability
0.9%3/10

0.9% margin — thin

NOW4 concerns · Avg: 3.8/10
Price/BookValuation
9.9x4/10

Trading at 9.9x book value

EPS GrowthGrowth
2.3%4/10

2.3% earnings growth

Altman Z-ScoreHealth
1.654/10

Distress zone — elevated risk

Piotroski F-ScoreQuality
1/93/10

Weak financial health signals

Comparative Analysis Report

WallStSmart Research

Bull Case : MAPS

The strongest argument for MAPS centers on Price/Book.

Bull Case : NOW

The strongest argument for NOW centers on Market Cap, Debt/Equity, Revenue Growth. Revenue growth of 22.1% demonstrates continued momentum. PEG of 1.32 suggests the stock is reasonably priced for its growth.

Bear Case : MAPS

The primary concerns for MAPS are P/E Ratio, Market Cap, Return on Equity. Thin 0.9% margins leave little buffer for downturns.

Bear Case : NOW

The primary concerns for NOW are Price/Book, EPS Growth, Altman Z-Score. A P/E of 76.0x leaves little room for execution misses.

Key Dynamics to Monitor

MAPS profiles as a value stock while NOW is a growth play — different risk/reward profiles.

NOW carries more volatility with a beta of 0.82 — expect wider price swings.

NOW is growing revenue faster at 22.1% — sustainability is the question.

NOW generates stronger free cash flow (1.5B), providing more financial flexibility.

Bottom Line

NOW scores higher overall (54/100 vs 36/100) and 22.1% revenue growth. MAPS offers better value entry with a 78.0% margin of safety. Both earn "Buy" and "Hold" ratings respectively — the choice depends on your investment horizon and risk tolerance.

This analysis is generated from publicly available financial data. Not financial advice.

WM Technology Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

WM Technology Inc. (MAPS) stands out as a leading technology provider within the rapidly evolving cannabis industry, offering a comprehensive suite of solutions that includes point-of-sale systems, e-commerce platforms, and compliance management tools. With a strong emphasis on innovation and customer service, the company is dedicated to empowering cannabis businesses to improve operational efficiency and adeptly manage regulatory challenges. As the legal cannabis market experiences significant growth, WM Technology's integrated offerings position it as a crucial partner for clients aiming to succeed and differentiate themselves in an increasingly competitive environment.

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ServiceNow Inc

TECHNOLOGY · SOFTWARE - APPLICATION · USA

ServiceNow is an American software company based in Santa Clara, California that develops a cloud computing platform to help companies manage digital workflows for enterprise operations.

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