Mastercard Inc (MA)vsSUI Group Holdings Limited (SUIG)
MA
Mastercard Inc
$569.19
+0.90%
FINANCIAL SERVICES · Cap: $498.62B
SUIG
SUI Group Holdings Limited
$0.99
+0.66%
FINANCIAL SERVICES · Cap: $79.11M
Smart Verdict
WallStSmart Research — data-driven comparison
Mastercard Inc generates 1121264% more annual revenue ($35.08B vs $3.13M). MA leads profitability with a 46.3% profit margin vs 0.0%. MA earns a higher WallStSmart Score of 72/100 (B).
MA
Strong Buy72
out of 100
Grade: B
SUIG
Avoid32
out of 100
Grade: F
Key Strengths & Concerns
Side-by-side fundamental analysis
Key Strengths
Mega-cap, among the largest globally
Every $100 of equity generates 290 in profit
Keeps 46 of every $100 in revenue as profit
Strong operational efficiency at 61.1%
Safe zone — low bankruptcy risk
Earnings expanding 22.1% YoY
Reasonable price relative to book value
Earnings expanding 83.3% YoY
Areas to Watch
Premium valuation, high expectations priced in
Trading at 88.9x book value
Elevated debt levels
Smaller company, higher risk/reward
0.0% margin — thin
Weak financial health signals
ROE of -333.7% — below average capital efficiency
Comparative Analysis Report
WallStSmart ResearchBull Case : MA
The strongest argument for MA centers on Market Cap, Return on Equity, Profit Margin. Profitability is solid with margins at 46.3% and operating margin at 61.1%. Revenue growth of 14.1% demonstrates continued momentum.
Bull Case : SUIG
The strongest argument for SUIG centers on Price/Book, EPS Growth.
Bear Case : MA
The primary concerns for MA are P/E Ratio, Price/Book, Debt/Equity. Debt-to-equity of 4.39 is elevated, increasing financial risk.
Bear Case : SUIG
The primary concerns for SUIG are Market Cap, Profit Margin, Piotroski F-Score.
Key Dynamics to Monitor
MA profiles as a mature stock while SUIG is a value play — different risk/reward profiles.
SUIG carries more volatility with a beta of 1.33 — expect wider price swings.
MA is growing revenue faster at 14.1% — sustainability is the question.
MA generates stronger free cash flow (3.3B), providing more financial flexibility.
Bottom Line
MA scores higher overall (72/100 vs 32/100), backed by strong 46.3% margins and 14.1% revenue growth. Both earn "Strong Buy" and "Avoid" ratings respectively — the choice depends on your investment horizon and risk tolerance.
This analysis is generated from publicly available financial data. Not financial advice.
Mastercard Inc
FINANCIAL SERVICES · CREDIT SERVICES · USA
Mastercard Incorporated is an American multinational financial services corporation headquartered in the Mastercard International Global Headquarters in Purchase, New York. The Global Operations Headquarters is located in O'Fallon, Missouri, a municipality of St. Charles County, Missouri. Throughout the world, its principal business is to process payments between the banks of merchants and the card-issuing banks or credit unions of the purchasers who use the Mastercard brand debit, credit and prepaid cards to make purchases. Mastercard Worldwide has been a publicly traded company since 2006.
Visit Website →SUI Group Holdings Limited
FINANCIAL SERVICES · CREDIT SERVICES · USA
SUI Group Holdings Limited is a principal investment firm specializing investments in debt and equity securities of public and private companies to fund their operations whether its start-up, acquisition, or growth. The company is headquartered in Wayzata, Minnesota.
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